Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
We understand that when you’re curious about how to apply for a same day loan, it’s likely you need fast cash. This is why our quick personal loan online process is straightforward and user-friendly. So, who’s eligible for a quick fast loan with us? 

You need to be an Australian resident who is at least eighteen years old and earns a regular after-tax income of at least $1000 per fortnight. You should also be able to prove that you can meet the repayment deadlines without putting yourself under financial strain. 

But we understand that your financial past doesn’t necessarily determine your capacity to meet your repayments. With that, we still give those with not-so-great credit scores access to our quick and easy online loans, given that they’re otherwise eligible. 

When it comes to applying for a loan at Fundo, we’re all about simplicity and convenience, as we know you need quick short term loans now, not later. That’s why we’ve streamlined our application process to be as straightforward and uncomplicated as possible so you don’t have to wonder, ‘How to apply for a same day loan?’

To start your application for a Fundo loan, just fill out our online form with your personal and financial information. We will then review this information to determine your eligibility for the loan and get in touch with you if necessary for the next steps of the process. 

At Fundo, we know it’s not enough to simply discover how to apply for a same day loan. We understand how important it is to have flexible repayment options that fit into your lifestyle. 

When you’re approved for a Fundo loan, you get flexible repayment options. If you wish, you can even pay off your loans ahead of time, penalty-free, to minimise your monthly account fees or to increase your chances of getting a loan approved in the future.

At Fundo, we get it – when you need cash loans online, you don’t have time to scour through different quick loan apps or sift through multiple sources just to understand how to apply for a same day loan. With that said, you’ll be happy to know that our online loan application process is designed to be quick, user-friendly, and without any tedious paperwork. 

So, once you’ve submitted your application, we get to work pronto! In minutes, you can complete the online application, and we will review your application and provide you with an outcome as soon as possible. 

If you apply during our business hours, which are Monday to Friday from 9:00 a.m. to 6:00 p.m. and Saturday from 9:00 a.m. to 5:00 p.m. (Sydney time), we can immediately process the application, and the funds could be in your account the same day.

If your application is received late in the business day, no worries. We’ll likely get back to you in the next business day. The reason for this is to ensure that we don’t miss any details when assessing your application and that your nominated bank is able to receive the loaned funds quickly.

The bottom line? Fundo is all about simplicity and speed. We steer clear of long-winded approval processes or confusing legal jargon that will leave you confused about how to apply for a same day loan. We’re always here, ready to help you navigate your financial journey. After all, we’re not your traditional bank – we’re Fundo, the go-to place for easy, quick, and reliable online loans in Australia. 

Apply for a loan with us today! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.