Apply For Finance

Quickly Apply for Finance with Fundo

Whether you’re facing an unexpected expense or planning a home improvement project, getting a loan can sometimes feel overwhelming. Traditional banks often impose strict requirements and lengthy application processes, leading many Australians to seek alternative funding solutions and ask themselves, “How can I apply for finance?” At Fundo, we aim to make your experience straightforward and stress-free.

Why Choose Fundo to Apply for Finance?

We understand that when you need financing, every moment counts. Our goal is to provide you with fast access to cash without the annoying hassle of endless paperwork. Here are some reasons you should choose Fundo:

🚀 Speedy Process: Experience quick decision-making and receive an answer within just a few days.
💵 Flexible Loan Options: We offer short-term loans up to $5000 to meet your needs.
🤝 Understanding Approach: We won't automatically reject your application based on your credit history. We believe that your current financial ability is what matters most.
📅 Simple Application: Just a few clicks can lead you to the funds you need.
✅ No Worry for Perfect Credit: We consider a variety of financial situations.

Let’s Get Started: How to Apply for Finance

Applying for finance with Fundo is straightforward. Just follow these simple steps:

Fill out our easy application form, detailing your desired loan amount and financial information.
Submit your application during business hours for quick processing—if you meet the requirements, funds could be in your account within 60 seconds after contract acceptance!
Relax while we review your application, and expect a response within days.

Your Eligibility Matters

If you're considering how to apply for finance, it’s essential to be aware of the minimal eligibility requirements:

🧑‍🤝‍🧑 You must be over 18 years of age.
🇦🇺 Currently living in Australia.
💰 Earning at least $1,000 income per fortnight (this includes government benefits).
📈 You should be able to demonstrate that repaying the loan will not put you in a worse financial position.

Understanding Your Options

Fundo loans cater to various needs without promoting debt consolidation or servicing existing debts. Whether you require cash for a home renovation or emergency expenses, we are here to help. You can explore our quick options for emergencies or to enhance your living space.

If you're concerned about traditional lending practices or eager to apply for finance with minimal effort, look no further than Fundo. Take control of your finances and provide for your needs quickly and efficiently. Don't wait—get your application started today and experience the easy way to apply for finance.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Apply For Finance

Apply For Finance