Apply For Instant Payday Loan
Same day funds up to $5,000
Same day funds up to $5,000
Need quick cash? We know it can be tough to secure funding when time is of the essence, especially with a less-than-perfect credit score. If you’ve been considering how to apply for an instant payday loan, you’ve come to the right place. At Fundo, we streamline the process to help you access the funds you require without the hassle of red tape.
Here are just a few reasons why applying with us is a breeze:
When you apply for an instant payday loan with Fundo, you’ll find a range of services designed to support you, including emergency loans for unexpected expenses or home renovation loans that can help you enhance your property. Though we don't offer debt consolidation loans, we encourage healthy financial behaviours that could improve your overall financing options.
If you're keen to boost your chances of approval, check out your Fundo Score. It's a unique way we track and reward responsible borrowing behaviour. Here’s how you can elevate your Fundo Score:
With a higher Fundo Score, you can unlock better loan offers and faster processing times. You must be over 18 years old, currently residing in Australia, and have stable verified income of at least $1,000 per fortnight to apply.
If you submit your application during regular business hours, we can complete your loan process and deposit funds into your account within 60 seconds of contract acceptance! For repeat borrowers, the application process can be as easy as a few clicks!
Stop searching for options and take the step to apply for your instant payday loan today! Whether you need funding for an urgent expense or just want peace of mind, Fundo is here to help you achieve your financial goals.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.