Apply For Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you looking to apply for a loan with bad credit? Many turn to traditional banks and lenders, but navigating their stringent requirements and lengthy processes can be challenging. At Fundo, we understand that life can get unpredictable, and sometimes you need quick funding for unplanned expenses.
With Fundo, the process is straightforward and convenient. We offer short-term loans designed to help those with less-than-perfect credit get back on their feet. Our technology-driven approach means you can receive an outcome quicker than ever, often on the same day! No more waiting in queues or concerning yourself with when banks open—apply for your loan at any time, from anywhere in Australia.
After you decide to apply for a loan with bad credit, you'll want to explore your options! At Fundo, we provide multiple small loan products tailored for your unique needs. These loans can easily cover expenses like emergencies and home renovations. Choose a loan suitable for you, repay it within up to 180 days for a MACC loan, and even pay it off early to avoid any monthly fees!
Wondering about eligibility? It's quite simple! To apply for a loan with bad credit, you need to:
Applying is easy! Just fill out our online application form with your personal and financial details, including the loan amount you'd like and your preferred repayment terms. If you submit your application during business hours and everything is in order, you could see funds hit your account based on terms and conditions and your specific loan type!
Ready to take control of your unexpected expenses? Don't let bad credit hold you back. Apply for a loan with Fundo today and see how we can assist you in achieving your financial goals while making the process smooth and hassle-free!
Need to learn more about maintaining your financial health? Check out our Fundo Score system, designed to help you improve your creditworthiness for future loans.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
