Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Finding suitable loans can be a challenge, especially if your credit score isn't as strong as you'd like it to be. But don’t worry, at Fundo, we believe everyone deserves a chance to access financial support. If you’ve faced conventional hurdles when trying to apply for small loans, we’re here to change that! Our aim is to make short-term loans easier to obtain for Australians like you, by assessing your unique situation and understanding your needs.
At Fundo, we pride ourselves on offering a streamlined, user-friendly application process. Here are just a few reasons why you should consider us:
If you need to apply for small loans, it’s easy! All you need to do is ensure you meet our basic requirements:
Our efficient application process means that if you apply during business hours, we could review and approve your loan on the same day! Upon approval, funds can hit your account within 60 seconds of contract acceptance—making it the ideal choice for urgent expenses.
To boost your chances of securing a loan with us, check out your Fundo Customer Score. You earn points for good financial behaviour, such as making payments on time and referring friends. A higher score translates into more loan options and speedier approvals. Forget about days of searching for lenders; with Fundo, you’ll have everything you need in one place!
If you're ready to take the next step or want more information about our services, we encourage you to contact Fundo today. You can trust us for your short-term cash loan needs. Why look anywhere else?




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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