Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you're feeling the pressure of unexpected expenses and need to apply for a loan with bad credit, Fundo is here to help! Unlike traditional lenders, which can weigh you down with endless paperwork and lengthy approval processes, we offer a streamlined and straightforward process designed to get you the funds you need, quickly and easily.
Searching for terms like 'apply loan bad credit'? Look no further! At Fundo, we have made it our mission to help individuals with all types of credit histories find the financing they need. Our approach is designed for those who may have had past challenges with their credit and are looking for support.
With Fundo, you can choose the loan amount and repayment period that suits your financial situation:
With our short-term loans, you can tackle various one-off expenses. Please note that while we do offer emergency loans, our lending options are not designed for debt consolidation or paying existing debts. Instead, think of Fundo loans as a way to manage immediate needs, like home renovations or urgent repairs.
To be eligible for a Fundo loan, you must:
Check your Fundo Customer Score before applying to see where you stand! This score helps you understand your borrowing potential and grow your financial profile responsibly.
Starting your application is a breeze! Click 'Apply Now' on our homepage to submit your details, including your contact information and desired loan amount. Returning customers can complete their applications in just three clicks! If approved during business hours, your funds will be deposited to your account quickly.
Stop searching high and low for 'quick loans'—take the first step towards securing the cash you need right now. Apply for a Fundo loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.