Apply Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're feeling the pressure of unexpected expenses and need to apply for a loan with bad credit, Fundo is here to help! Unlike traditional lenders, which can weigh you down with endless paperwork and lengthy approval processes, we offer a streamlined and straightforward process designed to get you the funds you need, quickly and easily.
Searching for terms like 'apply loan bad credit'? Look no further! At Fundo, we have made it our mission to help individuals with all types of credit histories find the financing they need. Our approach is designed for those who may have had past challenges with their credit and are looking for support.
With Fundo, you can choose the loan amount and repayment period that suits your financial situation:
With our short-term loans, you can tackle various one-off expenses. Please note that while we do offer emergency loans, our lending options are not designed for debt consolidation or paying existing debts. Instead, think of Fundo loans as a way to manage immediate needs, like home renovations or urgent repairs.
To be eligible for a Fundo loan, you must:
Check your Fundo Score before applying to see where you stand! This score helps you understand your borrowing potential and grow your financial profile responsibly.
Starting your application is a breeze! Click 'Apply Now' on our homepage to submit your details, including your contact information and desired loan amount. Returning customers can complete their applications in just three clicks! If approved during business hours, your funds will be deposited to your account quickly.
Stop searching high and low for 'quick loans'—take the first step towards securing the cash you need right now. Apply for a Fundo loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
