Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
We assess every application individually, even if your credit score isn’t stellar. Our focus is on you, your needs, and your ability to repay the personal loan comfortably.
When you apply for payday loans, you’ll provide some basic personal information, including your employment status and your financial circumstances. Once your application is submitted, our dedicated team reviews it diligently and swiftly.
We understand that life happens and you need answers fast. As such, our commitment is to get back to you as quickly as possible. If you submit your application during business hours and it gets approved, you could have the funds in your account on the same day. If not, no worries. We’ll process your application within the next business day.
We take pride in being an Australian-owned and -managed company, offering quick, small, and medium cash loans without hidden fees. We keep our language simple and jargon-free to ensure that our loan application process is as clear as a sunny Australian day.
To be eligible for our medium and small personal loans, you need to meet certain requirements. First, you have to b at least eighteen years old.
Next, we’ll need to know if you’re in a position to repay the loan comfortably. That means you must have a regular income flowing into your account of at least $1000 per fortnight.
We also require your accurate and up to date contact details so we can establish and maintain an open and collaborative relationship throughout the loan period. This ensures we can keep you informed and address any concerns you may have promptly.
Even if your credit score isn’t the best, we assess applications individually, focusing on your current financial situation rather than past missteps. After you’ve considered the requirements, you’re all set to apply for a payday loan.
With Fundo, it’s all about understanding your needs, offering a swift online loans process, and providing accessible and reliable short-term loan options. In our commitment to making your funding experience the best possible, we’ve got you covered. Life happens, and when it does, we’re here, ready to help.
We understand that there’s nothing worse than unexpected fees sneaking up on you, especially when you’re managing a tight budget. That’s why we’ve made transparency one of our core values. When you secure cash loans online with Fundo, we make sure you understand the full picture, which includes any fees that might be associated with your loan.
We won’t surprise you with extra charges or changes in the terms of your agreement. If there are changes due to missed or late payments, we communicate those upfront during the loan agreement process, keeping everything clear and simple for you.
Remember, we’re here to help and provide a supportive and user-friendly experience. We aim to be a partner in your financial journey, striving for an environment where you feel comfortable, valued, and in control.
The amount you need to borrow can vary depending on your circumstances. We don’t want you to get bogged down in the complexities of big bank loans with high minimum amounts when you need quick, small payday loans to get you through.
For our loans, the maximum amount you can borrow is capped by law to protect you from financial hardships. Our goal is to ensure you receive the right amount that suits your situation without overwhelming you with unnecessary debt.
It’s part of our dedication to provide a loan service that’s not just accessible but also responsible and ethical. We’re here to support you in your financial journey, not to complicate it. After all, at Fundo, we’re about making life a bit easier, so you can easily apply for a payday loan today.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.