Apply Small Loan Online
Same day funds up to $5,000
Same day funds up to $5,000
How to Apply for a Small Loan with Fundo
Fundo’s online application process is designed to be as straightforward as possible. Here’s how it works:
Start by visiting our online application page and fill out some basic information about yourself and your finances. Once submitted, Fundo reviews your application promptly, ensuring you get a quick decision. If approved, the funds are transferred directly into your bank account, giving you access to the money in as little as 60 seconds from accepting your loan agreement and if your bank supports PayID.
Fundo’s loans range from $500 to $5,000, providing the flexibility to cover a wide range of financial needs.
Why Choose Fundo for Small Loans Online?
Fundo is a leading provider of small loans in Australia. Our platform is designed to provide a fast, easy, and secure way to apply for loans online. Whether you’re facing an unexpected expense, need to pay off a bill, or simply need quick access to cash, Fundo ensures that you can get the funds you need without the hassle of traditional lenders.
FAQs
How fast will I get the money?
Once approved, Fundo transfers the funds to your account in as little as 60 seconds from accepting your loan agreement and if your bank supports PayID, providing you with quick access to cash.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.