Apps That Loan You Money Instantly

Need Cash Fast? Discover Apps That Loan You Money Instantly!

If you find yourself in a financial bind and need quick and easy access to funds, the search for apps that loan you money instantly may have crossed your mind. Traditional lenders often impose rigorous standards and can involve cumbersome paperwork that makes getting a loan feel like an uphill battle. That's where Fundo comes into play! As an alternative lender in Australia, we offer short-term loans that are designed with your needs in mind.

Why Choose Fundo for Your Instant Loan?

🚀 Speedy Loan Process: Our online applications allow you to access the cash you need without the hassle of long waiting times. Funds can be deposited into your account within 60 seconds from contract acceptance!
🤝 Flexible Eligibility: We offer loans tailored to a variety of situations. Even if your credit score isn't perfect, you could still qualify!
💰 Transparent Fees: No hidden charges or surprise costs—what you see is what you get!
🌟 Short-Term Solutions: We cater to quick, short-term financial needs, ensuring you can handle emergencies without stress.
📱 User-Friendly Experience: Our platform is designed to minimise stress and make the application experience straightforward.

When it comes to apps that loan you money instantly, Fundo stands out for its simplicity and efficiency. We understand that unexpected expenses arise, and our loans can be a great way to cover them. Whether it's for an urgent appliance repair, a surprise medical bill, or just a little extra cash for that upcoming event, we've got you covered!

Eligible Loan Uses with Fundo

Our loans are versatile but ensure you use them for appropriate purposes. Here are a few examples:

🛠️ Emergency Expenses: Cover those unexpected costs that come your way.
🏡 Home Improvements: Use our funds to make valuable upgrades to your living space.
🎉 Special Events: Manage costs for occasions that matter to you.

Fed up with searching for solutions? You can finally stop looking for 'Make Quick Cash Online' and focus on something better! With Fundo, our eligibility criteria are simple: you must be currently living in Australia, over 18 years old, and earning a stable income of at least $1,000 per fortnight (including verified income sources). We also require you to demonstrate the ability to make repayments without negatively affecting your financial situation.

Quick and Easy Application Process!

Applying for a Fundo loan is straightforward. Just fill out our online form with your personal details and the loan amount you need. If you're a returning customer, you can apply for another loan in just three clicks!

Exclusive Benefits with Fundo Score!

Take advantage of our Fundo Score program, which rewards you for maintaining good borrowing behaviour—like timely payments and referrals! The better your score, the more likely you are to be approved for future loans, making your financial journey with Fundo even more rewarding.

Let go of the worries regarding 'no credit check loans' and discover a better way to meet your cash needs with Fundo. We are here to provide the financial support you need, when you need it most!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.