AussiePersonal Loan
Same day funds up to $5,000
Same day funds up to $5,000
Are you looking for a reliable Aussie personal loan to tackle an unexpected expense? At Fundo, we understand that life can throw surprises your way, and sometimes, you need quick access to funds. Whether you're facing an urgent financial gap or need to cover essential costs, our short-term loans are designed to meet your needs without the hassle of lengthy paperwork.
When searching for the best Aussie personal loan, it’s crucial to find a lender you can trust. At Fundo, our aim is to promote responsible lending practices. By choosing us, you're opting for a lender that values your financial health. For example, our home renovation loans can help if you’re looking to spruce up your living space, while our emergency loans can cover those urgent one-time expenses. Keep in mind that with our loans, there’s no option for debt consolidation.
Wondering if you're eligible to apply? You’ll need to be:
- Over 18 years old
- Currently living in Australia
- Earning at least $1,000 in verified income per fortnight (this includes government benefits)
- Able to make repayments without added financial stress
Excited to see how quickly you can complete your application? If you apply during business hours and meet our eligibility requirements, you could be approved and funded the very same day! Our returning customers will find the process even easier, completing their application in just three clicks.
If you’re still exploring options like 'Easy Unsecured Personal Loans' or 'Credit Score Easycash', remember that at Fundo, we also offer the unique Fundo Score—an incentive system designed to help you improve your chances of loan approval. Not only can a higher score lead to special offers, but it might also open doors for future loans.
At Fundo, we're committed to providing you a thoughtful, hassle-free lending experience. Start your application today for your Aussie personal loan, and let's get you the funding you need!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.