Australia Small Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you find yourself in need of a quick financial boost, considering Australia small loans could be the right solution for you! Traditional lenders often come with hefty paperwork and long processing times, which can be a hassle. That’s where Fundo comes in! Our process is streamlined, so you can focus on what matters most. Discover how easy it is to apply for a small personal loan and get access to the cash you need sooner rather than later.
If you’re looking for Australia small loans, rest assured that Fundo loans can be used for a variety of legitimate purposes, such as covering unexpected expenses, funding home improvements, or handling urgent financial needs. We offer short-term loans with flexible repayment plans—choose to pay off your loan wisely, without the burden of excessive fees.
At Fundo, we want to empower you to make informed financial decisions. We encourage responsible borrowing, and by doing so, you may increase your chances of future approvals. Interested in improving your financial health? Our self-service dashboard provides useful resources as well as information tailored to your loan repayment terms. So whether you’ve been exploring best cash loans online or looking for other options, Fundo has you covered.
Have you heard about the Fundo Score? This unique score reflects your journey with us! By making timely repayments and managing your loan responsibly, you can enhance your Fundo Score, making you an even more appealing candidate for future loans.
Our loans are available for anyone over 18 years of age currently living in Australia. All you need is verified income of at least $1,000 per fortnight and a solid repayment plan. That’s it! We try to make the process as clear as possible, so you don’t need to keep searching terms like 'emergency loan' or 'borrow money now'. With a quick application, we may be able to approve your loan on the same day, with funds transferred swiftly for qualified applications.
If your search for reliable lenders has brought you here, you can stop looking! With Fundo, you can easily get the financing you need to cover those unforeseen costs. Ready to make a move? Apply now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
