Apply For Small Personal Loan
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected bills or expenses pop up, a short-term loan can be just what you need to keep your finances on track. If you've been searching for ways to apply for a small personal loan, you're not alone! Many people feel overwhelmed by traditional lenders and their lengthy paperwork processes. But fear not! At Fundo, we understand how tedious it can be and as a leading alternative loan provider, we’re here to make online borrowing as seamless as possible. Our approach ensures that your credit history won’t disproportionately affect your chances, making the process stress-free.
At Fundo, we pride ourselves on being a flexible Australian-owned lender, offering agreements that are clear and free from hidden terms. Our goal is to simplify your experience when you apply for a small personal loan, allowing you to focus less on navigating the complexities of traditional banks. With just a few clicks, you could have access to the cash you need once you’re eligible.
Whether you’re looking for a small cash injection for an urgent need or a one-off expense, applying for a loan doesn’t have to be a daunting task! Our eligibility criteria are straightforward. You must:
At Fundo, we strive to meet your funding needs quickly and efficiently. Forget about searching for phrases like 'fast payday loans' or 'small loans bad credit'—with our minimal requirements, you're closer to getting the funds you need! Our online application is simple and direct. Just fill in your personal details and loan information, and if you apply during business hours, you could see those funds in your account on the same day.
If you're a returning customer, the application is even easier—just a few clicks and you're done! Unsure about your eligibility? Check your Fundo Score to gauge your approval chances. A higher Fundo Score greatly increases your odds of getting that much-needed cash. Improve your Fundo Score by borrowing responsibly, paying on time, and referring friends.
Don't let financial stress keep you up at night! Apply for a small personal loan with Fundo today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.