$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Small Loans Bad Credit

Have you been looking up ‘small loans bad credit’ online’? When you have a not-so-great credit score, it can be difficult to find a lender willing to provide you with a loan. Unexpected expenses can be overwhelming, especially if you don’t have the money to cover them. You may have been turned down by banks and other lenders, leaving you feeling helpless and frustrated.

Fundo helps people get access to funds when they’re in search of ‘small loans bad credit’. We understand your situation, which is why it’s possible to get approved for online loans with us even if you don’t have the best credit score. Our fast and secure application process will help you get the solutions you need quickly and easily.

What is a quick way to improve my credit score?

It can take a while to improve your credit score, which is why people in need of money look for ‘small loans bad credit’, but there are several things you can do to make it happen faster.

The first and most important step is to check your credit report for errors and inaccuracies. This can be done through the three major credit agencies: Equifax, illion, and Experian. It is important to make sure that your credit report accurately reflects your financial activity, as mistakes can have a negative impact on your credit score.

Once any mistakes have been corrected, the next step is to pay down any existing debt. Paying off existing debt can help improve your credit score. If you are unable to pay off the entire amount at once, focus on making the minimum payment each month. Making consistent payments on time will also help to improve your credit score.

If you have never had a credit card, opening one can be a great way to start building credit. Look for cards with low fees and interest rates. Once you have a credit card, it is important to use it responsibly. Make sure to always make payments on time and avoid spending more than you can afford.

What is the easiest loan to get if I have bad credit?

If you’ve been searching for ‘small loans bad credit’, small loans are generally easier to qualify for than larger loans because they don’t require a large amount of money upfront. There are loan programs specifically tailored to borrowers looking for bad credit loans that can help you get the money you need quickly and easily.

Unlike other lenders, which typically require minimum loan amounts that may be out of reach for borrowers with bad credit, Fundo offers small, short term loans. Our loans are especially useful for people who need money quickly to pay off any unexpected expenses that may arise, like car repairs or medical bills.

Whether it’s to be used as dental loans or a home renovation loan, the financial industry can make it hard for people with bad credit to get approval. Even if you do get approved for a loan, they add strict conditions and restrictive terms, locking individuals into unnecessarily complicated arrangements.

That’s why Fundo provides options for people in search of ‘small loans bad credit’, so people like you have access to quick funds when they’re needed. If you’ve been turned down for a loan elsewhere because of a blemish on your credit history, you can still apply for a small loan from us.

Our process is completely online, which means you can apply from the comfort of your home. We won’t bog you down with unnecessary paperwork, and the review process is quick and easy. If you apply within business hours and get approved, you can get your funding the same day.

Is it better to apply for small loans online if I have bad credit?

It depends on your individual situation. Generally, if you have bad credit, it may be more difficult to secure a loan from a traditional lender like a bank or credit union.

However, there are online lenders that specialise in helping people with bad credit obtain the financing they need. At Fundo, we offer loans with more flexible terms than traditional lenders, which could make us a better option for borrowers thinking about ‘small loans bad credit’.

At Fundo, we don’t limit ourselves to these standards. Instead, we look at your current situation to figure out if you can pay back the loan on time. This is where the fun of our credit rating system comes into play.

Our Fundo Credit Score system rewards you for making your payments early and on time. It also provides you with a number of other great benefits, like exclusive discounts. You can earn up to 1,200 points. Your chances of getting approved increase as your score increases. Remember, however, that it is always best to borrow responsibly, as taking out a loan when you are unable to pay it back can damage your score.

Your dashboard gives you an overview of your Fundo Credit Score and guides you towards improving it over time. Communication about financial wellness is an important part of our business, and we use our self-service and interactive dashboard to send our customers on a journey to improve their finances. You can learn more about education loans, bond loans, and more through our platform.

There’s no need to keep scouring the internet for ‘small loans bad credit’. Apply for a short-term loan at Fundo today!

Disclaimer: Please note that any opinions, analyses, and recommendations made in this article are not intended as financial advice. Unless otherwise noted, any commentary is subject to change without notice.