Bad Credit Cash
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected expenses your way, finding bad credit cash can feel like an uphill battle. Traditional loan options often leave you frustrated, especially if you've faced credit challenges in the past. At Fundo, we believe that everyone deserves a second chance. As an alternative lender dedicated to making short-term loans more accessible, we don’t automatically dismiss applications from individuals with imperfect credit histories. We understand that your past doesn’t dictate your present financial capability.
Fundo offers an effortless, hassle-free process, ensuring that your time isn’t wasted on excessive paperwork and confusing jargon. With our friendly, transparent approach, we are committed to giving you a chance where others might not. Here’s how we stand out:
Obtaining a small loan for those urgent costs is simpler than you might think. With Fundo, you can apply for a short-term loan with manageable repayment options that suit your needs. Whether you're looking for emergency funds or home renovation financing, we cover it all without the stress of long waiting times.
By responsibly managing your Fundo loan, you not only ease your current financial burden but also have the opportunity to build your unique Fundo Score. This score reflects your good repayment practices and can boost your chances of future approvals. Plus, our self-service dashboard provides insight into your payment status and offers financial wellness tips to keep you on track.
Forget the days of endlessly searching for solutions like 'Bad Credit Instant Loan' or 'Bad Credit Loan Fast'. With Fundo, you can take action today! As long as you meet our eligibility requirements—being over 18 years of age, currently living in Australia, earning at least $1,000 per fortnight, and demonstrating the ability to repay—you’re on your way to accessing the cash you need.
Ready to simplify your search for bad credit cash? Start your journey with Fundo today and experience the ease of obtaining a loan tailored just for you. Apply now and discover just how straightforward the process can be!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
