Bad Credit Cash Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need a quick cash solution but worried about your credit score? At Fundo, we understand that life can throw unexpected expenses your way, and getting a loan shouldn’t add to your stress. If you’re looking for bad credit cash loans Australia, you’ve made it to the right place. With Fundo, you’re just a few simple steps away from accessing the funds you need—without drowning in complicated paperwork.
When you’re faced with searching for bad credit cash loans Australia, you want a lender that respects your time and needs. We’re here to help you skip the hassle of traditional banking and get you back on track quickly. Our loans are tailored for those who may not have perfect credit but deserve access to financial assistance.
We offer quick and easy funding solutions, allowing you to focus on what truly matters. With Fundo, you can choose from various loan amounts tailored to your needs, with the option to pay off early to reduce any applicable interest charges. Plus, we have additional resources to help with emergency loans and other lending needs suitable for your situation.
Beyond your immediate cash needs, we provide tools and advice through our personalised dashboard. Here, you can manage your loan payments easily and gain insights into improving your overall financial health.
Fundo is committed to making loans accessible. To be eligible, you need to meet the following:
Additionally, while we may not require extensive credit checks, a credit check might be needed as part of the assessment process to determine the best outcome for your cash loan. But don’t worry—many of our customers find they qualify with no issues!
Stop searching for those frustrating bad credit cash loans and make a quick decision with Fundo. To begin, click ‘Apply Now’ and complete our online application form with your details and desired loan amount. Returning customers can enjoy our three-click applications for an even faster process!
Why wait? Step into a hassle-free borrowing experience with Fundo and watch the funds hit your account within 60 seconds after contract acceptance. Your financial solution is just a few clicks away!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
