Bad Credit Fast Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise or you're looking to make improvements to your home, securing a loan can often feel like a daunting task, especially with the red tape traditional lenders impose. Many Australians, just like you, search for efficient funding solutions like bad credit fast loans in Australia and end up feeling overwhelmed by the options available. Say goodbye to the stress of lengthy applications and stringent requirements—Fundo is here to simplify the process for you.
Instead of endlessly searching for terms like 'bad credit fast loans Australia', it's time to discover the variety of options Fundo has to offer. We pride ourselves on quick access to short-term loans without burdensome paperwork. Our diverse lending options—including emergency loans and home renovation loans—allow you to find the best fit for your individual needs.
Once you've selected the type of loan that suits you, rest assured that you can manage repayments with ease. Our flexible terms allow you to pay back your loan up to a maximum of 180 days for a MACC loan. Plus, you can pay it off early to save on unnecessary costs. Throughout your loan term, our user-friendly self-service dashboard ensures you can track your repayment schedule and gather valuable financial insights, all at your fingertips.
Curious if you qualify? Fundo’s eligibility criteria are straightforward and designed to help you get the funds you need. To be eligible, you should:
Simply fill out our online application form with the loan amount you seek along with your personal and financial details. If you meet our criteria, you can expect to see funds in your account within 60 seconds from contract acceptance, provided you submit your application during business hours.
Instead of searching for 'bad credit short-term loans' or 'online loans', boost your chances of being approved and enhance your financial wellbeing by raising your Fundo Score. Improving your Fundo Score is achievable through timely repayments and decreasing your overall loan balances.
Don't let financial hurdles hold you back. Start your application today and explore how Fundo can help you access the cash you need quickly and easily!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.