Bad Credit House Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Searching for bad credit house loans in Australia? Youβre likely aiming for quick and convenient financial solutions to manage unexpected expenses or essential payments. The need for immediate funding can arise at any moment, making it critical to find a lender that can provide cash promptly without unnecessary delays.
At Fundo, we understand the urgency! As an alternative lender, we specialize in short-term loans that are simple and hassle-free. Our application process is designed to be straightforward, meaning you can get the cash you need efficiently. No more long waits filled with daunting paperwork. Instead, enjoy a fast response and funds hitting your account within 60 seconds from contract acceptance.
If you're looking for bad credit house loans in Australia, your options donβt stop here. We provide tailored funding solutions designed around your needs. You can choose to pay off your loan balance in up to 180 days or opt for an early settlement to save on fees.
In addition to bad credit house loans, Fundo also offers emergency loans that can assist during critical moments. If youβre planning necessary home renovations, check out our options for home renovation loans that allow you to tackle improvements without stressing your finances.
You might be wondering about qualifying. Rest assured, our requirements are minimal:
If you meet these criteria, you can quickly transition from browsing for online loans quickly to completing your loan application. Just enter your personal and contact information along with your desired loan amount. On submission during business hours, qualifying applications can get approved the same day!
Curious about your loan approval chances? Check your Fundo Score. A better score can enhance your chances, and remember, responsible borrowing can benefit your score! Whether you're searching for emergency loans or exploring our broader financial services, Fundo is your go-to destination.
Ready to take action? Apply for your Fundo loan today and empower yourself with the financial flexibility you deserve!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.