Bad Credit Instant Cash Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you in urgent need of bad credit instant cash loans in Australia? Many people find themselves in situations where traditional lending options simply won’t meet their financial needs. When banks and other conventional lenders turn you away, alternative lenders like Fundo can step in to offer a helping hand. We specialise in providing short-term loans to individuals, regardless of their credit score. So if you've faced financial challenges in the past, we’re here to offer solutions tailored just for you!
At Fundo, our goal is to ensure you have easy access to the funds you need. Whether you’re running into unexpected expenses or simply need a boost, we can streamline the process for you. Plus, our emergency loans can be your go-to solution for urgent financial help.
Every borrower is unique, which is why we take the time to understand your specific requirements. You'll find no complicated legal jargon or excessive paperwork when applying with us. Additionally, if you repay your loan early within a maximum term of up to 180 days, you can do so without any penalties and possibly save money on charges along the way!
We keep our loan eligibility requirements minimal compared to traditional banks. To qualify for a bad credit instant cash loan, you should:
Ready to take the leap? Simply head over to our online platform to fill out the application for your bad credit instant cash loan. Just provide your loan amount, personal details, and contact information. If you apply during business hours and everything is in order, the funds can reach your account within 60 seconds from contract acceptance.
Don’t waste time searching for terms like 'small cash loan fast' or 'quick cash loans Cairns'; you have everything you need right here at Fundo! And if you’re hasty to improve your Fundo Score for future applications, remember—you can enhance it by making timely payments and referring friends.
Why wait? Apply now and discover how easy it is to get the cash you need with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
