Bad Credit Loans Australia Guaranteed Approval
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you facing unexpected expenses and in urgent need of cash? Finding a reliable funding option can be daunting, especially when traditional lenders like banks can make the process tedious and time-consuming. Many people search for bad credit loans Australia guaranteed approval, but all too often, they hit dead ends. That’s where Fundo steps in! As an alternative lender, we simplify the borrowing process, allowing you to access funds quickly from anywhere in Australia, without the burden of lengthy paperwork.
At Fundo, we understand that time is of the essence. Our goal is to provide straightforward short-term loans designed for Australians from all walks of life, including those with less-than-perfect credit scores. Here's what you can look forward to when applying for a loan with us:
You might think it’s challenging to find manageable repayment plans that suit your needs, but Fundo is here to change that. Our loans can be used for a variety of personal expenses like:
When searching for options like 'Cash Loan Bad Credit No Credit Check' or 'Easy Loans to Get Approved For', see what Fundo can offer you without hassle. We reward responsible financial behaviour, and our self-service dashboard lets you keep track of your loans and manage repayments seamlessly.
If you’ve been exploring loan options recently using phrases like 'Short Term Cash Advance Loans' or 'Bad Personal Loans', look no further! At Fundo, we have minimal eligibility criteria:
To apply for a Fundo loan, simply fill out our easy online application. If submitted during business hours and everything checks out, you may be eligible for same-day funding. Previous customers can secure a new loan with just three clicks!
Not sure if you qualify? You can check your Fundo Score to see your eligibility chances. A higher Fundo Score can increase your approval odds, and you can improve it over time by making timely repayments and referring friends. Let Fundo support your financial journey—apply today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
