Bad Credit Loans Same Day Approval
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding the right loan can feel daunting, especially if your credit score isn't up to par. But at Fundo, we believe in the potential of every applicant, making bad credit loans with same day approval a possibility for those in need. Our approach is simple: we consider your individual circumstances rather than relying solely on a credit score. Why are we different? We focus on offering short-term loans that are accessible, flexible, and tailored to your unique situation. Whether you're facing unexpected expenses or need cash urgently, Fundo is here to help.
You shouldn't have to wait ages to get the funds you need. At Fundo, we've streamlined our loan application process to be quick and straightforward, giving you peace of mind. If you’re dealing with urgent costs, our loans are the perfect solution. We know your time is valuable, and our commitment to a fast, simple, and stress-free loan experience is our top priority.
If you’ve been searching for options like bad credit pay day loans Australia or bad credit pay day loans, you’ve landed in the right place with Fundo. Our short-term loans are designed to meet your needs without burdening you with unfair terms or hidden fees.
Worry not! If you're over 18, currently living in Australia, earning a verified income of at least $1,000 per fortnight, and can demonstrate your ability to make repayments, you’re on the right track. Applying for a loan is easy! Just head to our application form and share your details along with your desired loan amount. For returning customers, the process takes just three clicks!
Many other lenders advertise quick solutions, but they often come with complicated rules. At Fundo, what you see is what you get. With a focus on bad credit loans with same day approval, we're committed to your financial well-being.
Ready to take the next step? You don’t need to keep searching for loans online for instant approval or worry about quick cash with bad credit. At Fundo, we have the resources and support to help you secure the funding you require. Apply now and experience the Fundo difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
