Bad Credit Pay Day Loan
Same day funds up to $5,000
Same day funds up to $5,000
If you find yourself needing quick and convenient funding, a bad credit pay day loan could be just the solution you’ve been searching for. While traditional lenders often have strict regulations and extensive paperwork, Fundo simplifies the borrowing experience. We understand why so many are looking for bad credit pay day loans: life can present unexpected costs that require immediate attention. With Fundo, you can apply for a loan that fits your needs without excessive delays or hidden fees.
We are committed to providing flexibility and speed when it comes to borrowing:
A bad credit pay day loan with Fundo is designed to address short-term financial needs without the stress that often accompanies borrowing. You don’t need a perfect credit score; we take a holistic view of your financial situation. Here are some of the ways you might consider using your Fundo loan:
To make borrowing as convenient as possible, we have simplified our application process. You only need to meet these criteria:
Once you’ve confirmed your eligibility, you can easily fill out our online application. If you apply during business hours, we may approve and fund your loan the same day, making it easier than ever to tackle your financial challenges.
Instead of continuing to search for bad credit loans with instant approval or bad credit instant cash loans, make Fundo your choice for quick and reliable financial assistance. With our self-service dashboard, you can easily track your loan schedule, manage repayments, and even receive free financial wellness advice.
Join the countless Australians who've turned to Fundo for their cash needs. With our supportive approach and fast processes, you're just a few clicks away from securing the funding you need. Apply for your bad credit pay day loan today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.