Bad Credit Personal Loan Lenders
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can pop up at any moment. Whether it’s a damaged water pipe or a flat tyre, you need access to funds quickly. Searching for bad credit personal loan lenders can often lead you down a frustrating path, especially when you need something that suits your situation. That’s where Fundo steps in. As a proud Australian lender, we offer short-term loans tailored for individuals who may not have perfect credit. We believe that everyone deserves a chance to borrow, regardless of their credit history. If you've found yourself searching for bad credit personal loans, your search ends here. With Fundo, enjoy a straightforward experience devoid of hidden fees, lengthy paperwork, and tedious waiting times. Our process is clear and easy to navigate, helping you understand the essentials of your loan without any legal jargon. Quick, easy, and hassle-free—how good does that sound?
After exploring options like 'bad credit payday loans no credit check' or 'bad credit personal loans banks', you might feel overwhelmed by the variety of choices. Our goal is to simplify this journey for you. At Fundo, we provide a range of small loans to meet various needs, including emergency loans and home renovation loans. Here’s what you can expect:
We pride ourselves on transparency and simplicity, which is perfect for those searching for a trustworthy quick cash advance loan. You can apply from the comfort of your home in just a few minutes! Fill in our online application form, providing basic personal and contact information and the amount you wish to borrow. Fundo has minimal eligibility criteria, so you can be on your way to securing a loan quickly. To be eligible, you must be over 18, currently residing in Australia, and have a verified income of at least $1,000 per fortnight (including government benefits). Plus, you must demonstrate the ability to repay the loan without worsening your financial situation.
If you complete your application within business hours, funds can be deposited into your account the same day! Check your Fundo Score for insights into your eligibility and to enhance your borrowing potential. Our scoring system appreciates good financial habits, rewarding you for timely repayments, recommending friends, and more. Join us in transforming your financial journey—no more searching for 'fast payday loans' or 'quick cash loans'. Apply now with Fundo and experience the difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
