Bad Credit Personal Unsecured Loans
Same day funds up to $5,000
Same day funds up to $5,000
Financial needs arise unexpectedly in life, whether addressing immediate expenses or covering temporary cash flow gaps. This is where many people look for solutions such as bad credit personal unsecured loans. While traditional banks may impose stringent criteria and lengthy approval processes, Fundo offers a convenient alternative. As an Australian online lender, we specialise in helping individuals who might feel overlooked by conventional lending options, especially those with less-than-perfect credit histories. With Fundo, securing the funds you need becomes simple and swift.
With our short-term loans, you can manage your financial needs effectively, paying off your loan within a maximum period of up to 180 days when you stay ahead of repayments. Use these funds freely, whether for home improvements or unexpected emergencies. With Fundo, your funds serve any purpose that supports your vital projects or needs.
Worried about meeting the requirements for bad credit personal unsecured loans? At Fundo, our eligibility criteria are more relaxed compared to traditional lenders:
Applying is easy! Just fill out our online application form with your personal and financial details, and you might have the funds you need by the end of the day when you apply during business hours.
Got questions about bad credit personal unsecured loans? Our comprehensive self-service dashboard provides real-time updates and financial wellness advice, assisting you in managing your funds more effectively. Plus, by engaging with Fundo responsibly—like making timely payments or referring friends—you can increase your Fundo Score, which may lead to enhanced loan terms in the future.
No more searching for elusive solutions—stop your quest for high approval personal loans or unsecured personal loans for people with poor credit. Choose Fundo today and get the cash flow relief you’ve been looking for!
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.