Bad Credit Rating Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, securing a loan can be a smart solution. Whether you need funds for home improvements, travel plans, or medical bills, searching for bad credit rating loans in Australia can feel overwhelming. That’s where Fundo can step in to make your life easier! As a trusted provider of short-term loans, we cater to a broad range of borrowers, including those with less-than-perfect credit histories.
If you've been searching for helpful options under terms like Bad Credit Personal Loans No Upfront Fees, look no further. At Fundo, we keep things straightforward without hidden fees or complicated paperwork. Our simple, 100% online application process means you can apply for a loan quickly and hassle-free, getting to the funds you need without unnecessary delays.
Let Fundo take away the stress of your searches for bad credit rating loans in Australia. Our commitment is to provide accessible finance options tailored to suit your unique needs. You can always consider our loans for various short-term needs, including emergency expenses. You even have the option to repay your loan early, saving on interest — a smart move that could help improve your chances of future loan approvals.
Stop trying to decipher the requirements of complex lenders. With Fundo, the eligibility criteria are refreshingly simple. To qualify for your bad credit rating loan:
Simply fill out our online application form with your personal and contact information, along with the loan amount you need. The Fundo application process is designed to be as quick and easy as possible; if you've borrowed from us before, applying again takes just three clicks!
With Fundo, you’re not just getting a loan—you can also benefit from our Fundo Score feature that rewards good credit behaviour. This initiative helps enhance your borrowing potential for the future, allowing you to enjoy better terms and opportunities. Say goodbye to endless searches for weekend cash loans and dental loans bad credit — get started with Fundo today. With us, your path to better financial health and quick cash solutions is just a few clicks away!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
