Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
We often find ourselves needing a quick cash boost to cover unexpected expenses—be it home renovations, travel plans, or medical bills. If you're on the hunt for bad credit same day loans, look no further! At Fundo, we provide short-term loans tailored to meet your needs, regardless of your credit score. Our objective is to make our funding more accessible for everyone, especially those with less-than-perfect credit history.
By choosing Fundo, you can avoid the common roadblocks associated with traditional lenders. Our streamlined online application process eliminates lengthy paperwork and unexpected fees, ensuring you have a clear understanding of your loan terms. Say goodbye to complicated jargon and hello to straightforward, hassle-free funding. Plus, funds can hit your account within 60 seconds from the time you accept your loan contract!
When you search for options like bad credit unsecured loans or bad credit payday loans, you may find that other lenders complicate the process. But with Fundo, we simplify borrowing by offering manageable repayment terms. Our loans can be repaid in up to 180 days for a MACC loan, making it easier to fit repayments into your budget.
Our loans are designed for a variety of needs. Whether it’s taking care of urgent home repairs with our home renovation loans or addressing surprising expenses, Fundo has you covered. You can also use our reliable online dashboard to keep tabs on your account, reschedule payments, and access valuable financial wellness advice from our dedicated team.
If you're still wondering why Fundo is the ideal choice for your quick easy cash loan, consider our simple eligibility requirements. You need to be:
If you meet these criteria, simply fill out our application form! For applicants during business hours, you can expect your loan approval and funds the same day. If you’re a returning borrower, the process is even quicker and can be completed in just a few clicks!
Before you continue searching for same day loans, remember that Fundo stands out with the unique Fundo Customer Score, which rewards responsible borrowing with benefits and discounts. By paying on time and referring friends, you can improve your score. We are here to assist you, so why wait? Apply for a Fundo loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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