Bad Credit Short Term Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses come knocking, it's natural to seek out options for quick financial assistance. If you find yourself searching for "bad credit short term loans Australia", you've landed in the right place! At Fundo, we understand the struggles of getting the funds you need without the stress of long approval times. Traditional lenders can be challenging to navigate, especially for those with a less-than-perfect credit history. That's precisely why we’re here—to make short-term loans accessible to everyday Australians like you.
At Fundo, we prioritise simplicity and transparency. Our short-term loans are designed to be user-friendly, allowing you to apply from the comfort of your own home or workplace. Here’s what we offer:
If you've been looking for bad credit short term loans in Australia, Fundo’s loans can be used to cover a variety of immediate needs. While our loans are not intended for debt consolidation or paying off multiple credit sources, they can effectively cover other urgent expenses such as:
No more guessing games! At Fundo, our loan eligibility requirements are straightforward. To be considered for our bad credit short term loans, you must:
Completing our application form is simple—just provide the loan amount you wish to borrow along with some personal and financial information. If you apply during business hours and fulfill the eligibility criteria, the chances of seeing funds on the same day you apply are significantly increased!
Don't let a less-than-perfect credit history hold you back from obtaining the financial help you need! By maintaining good repayment habits and actively managing your Fundo Score, you can enhance your eligibility for future loans. Every on-time payment counts, and you can even boost your score by referring friends or leaving us a review.
Ready to take the next step? Stop searching for "bad credit loans" or "instant approval loans", and instead, apply with Fundo today. Let's get you the funds you need—fast and easy!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
