Bad Credit Small Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can arise at any moment. Whether you’re looking to tackle household repairs, enjoy a much-needed getaway, or cover medical bills, having quick access to funds can make all the difference. If you've been searching for “bad credit small loans Australia,” look no further than Fundo! We offer short-term loans specifically designed to cater to a wide range of borrowers, including those with less-than-perfect credit.
Unlike endless searches for best bad credit loans in Australia, Fundo streamlines the borrowing process. Our small loans come with flexible repayment periods of up to 180 days, allowing you to hit those deadlines without pressure. Staying on schedule or paying off your loan early can help you avoid extra fees and might even increase your approval chances for future loans!
At Fundo, our loans are designed to meet your diverse needs. You can consider using our funds for:
We prioritise clarity, so you won’t be stuck searching for easy way loans or loans to clear debts. With a straightforward application process and no hidden hurdles, Fundo is here to help.
Wondering if you qualify? With Fundo, we maintain simple eligibility requirements. You just need to:
Ready to get started? Fill out our online application form with details on the amount you want to borrow, your financial info, and contact details. If you apply during business hours, you might even see funds hit your account within 60 seconds after contract acceptance!
To enhance your chances for future loans, focus on your Fundo Score. Consistent repayments and maintaining good credit behaviour can pave the way to better loan offers.
Why keep waiting? Unlock the funding you need today! Apply now and experience Fundo’s friendly service and efficient lending process.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
