Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise, finding the right financial support quickly can be essential. Whether it's for a crucial home repair, urgent medical bills, or an upcoming travel plan, you may find yourself considering a bad debt loan. Searching for the right options can feel overwhelming, but that’s where Fundo steps in. We are a private lender specialising in bad debt loans, designed especially for those needing fast access to funds while accommodating a range of credit histories. Forget the hidden fees and complex jargon—at Fundo, we pride ourselves on offering straightforward, accessible loans that prioritise your needs.
At Fundo, we understand that applying for a loan should be simple and hassle-free. Our fully online application process ensures you can apply anytime and from anywhere. Here’s what sets us apart:
At Fundo, we have a variety of loan products tailored to meet your individual needs. If you’re considering a bad debt loan, you can also explore options for one-time urgent expenses using our emergency loans. We want to make borrowing a smooth experience for you!
Ready to apply for a bad debt loan? To be eligible, simply ensure you meet the following criteria:
If you fit this criteria, applying is easy! New borrowers can fill out our loan application form to select their desired loan amount, while returning customers can complete their application in just three clicks. To increase the chances of approval, consider checking your Fundo Customer Score—a higher score can lead to greater acceptance rates and possibly lower fees!
Still looking for other options like 'quick online loans for bad credit' or 'bad debt relief'? Look no further. Fundo is here to help you through your financial journey!
Don’t delay—apply today for your bad debt loan and take control of your finances with Fundo!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.