Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Many Australians find themselves in need of financial assistance for various reasons, whether it's to cover an unexpected expense or to manage a short-term financial gap. That's why the search for a 'Bank Loan Australia' is common. While traditional banks and credit unions may not always provide the speed and flexibility you need, alternative lenders like Fundo are here to help. We specialise in offering short-term loans tailored to your needs, even if your credit history isn’t perfect.
Fundo understands that our customers have diverse financial needs. Whether you're looking into our home renovation loans for urgent repairs or require our emergency loans for unexpected situations, we are dedicated to making your borrowing experience seamless and stress-free. Your funding can go towards one-off expenses that can't wait!
If you’re considering options like 'Loan With No Payslip' or seeking the right finance for your needs, it’s important to know what sets Fundo apart. You will need to be at least 18 years old, currently living in Australia, and making a minimum verified income of $1,000 per fortnight. We want to ensure that taking out a loan with us doesn’t negatively impact your financial well-being.
Apply during business hours, and you’ll likely receive approval the same day, making the process easier than ever. If you're a returning customer, our streamlined application means you can apply in just three clicks! So, why keep searching for 'bad credit short term loans' or other options? You have a better chance of approval when you engage with Fundo Customer Score, our unique system aimed at helping you improve your loan eligibility.
When you borrow from Fundo, you're not just getting a loan; you’re joining a supportive community. Pay your loans back on time and recommend Fundo to your friends, and you could unlock special offers, discounts, and even an improved Fundo Customer Score.
Ready to take control of your finances? Apply for a Fundo loan today and experience the difference for yourself!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.