Loan With No Payslip
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re searching for a loan with no payslip, it’s likely because you don’t have traditional employment or your income is irregular. Many people, including freelancers and those receiving Centrelink, may struggle to provide standard income verification but still need financial assistance. At Fundo, we offer small loans starting from $500, assessing your overall financial situation rather than just relying on payslips, making it easier for you to access funds when you need them.
How can I apply for a loan without providing a payslip?
When you’re looking for easy finance in Australia, you want a straightforward, quick solution to help cover unexpected expenses. Whether it’s for medical bills, home repairs, or an urgent financial situation, Fundo offers small loans starting from $500, making it easy for Australians to access fast cash. With Fundo’s fully online application process, you can apply from anywhere in Australia, making the entire process simple and stress-free.
Unlike some lenders who make you jump through hoops, Fundo focuses on providing easy and transparent finance options. Our quick approval process ensures that you can get the funds you need typically within 24 hours of approval, without unnecessary complications. While Fundo may require a credit check, we primarily assess your current financial situation, ensuring that you can repay the loan without creating further financial strain.
What are the requirements for applying for a loan with no payslip at Fundo?
While Fundo doesn’t strictly require payslips, we still need to ensure that you can repay the loan without causing financial stress. To apply for a loan with no payslip, you must:
With these criteria in mind, Fundo aims to make the loan process more inclusive, even for those without traditional employment structures.
FAQs
Can I still apply for a loan without a payslip?
Yes, Fundo considers applications from individuals without payslips. We assess your income through other forms of verification to ensure you can manage the loan.
What if I receive Centrelink payments as my primary income?
You can apply for a loan at Fundo as long as your total fortnightly income, including Centrelink payments, is at least $1,000.
How fast will I receive my funds?
Once your loan is approved, you can expect to receive the funds within 24 hours, providing a quick solution for your financial needs.
Will Fundo perform a credit check?
Yes, Fundo may conduct a credit check as part of our responsible lending assessment, but we focus on your overall financial situation and ability to repay.
What is the minimum loan amount Fundo offers?
Fundo offers small loans starting from $500, designed to cover short-term financial needs like bills, car repairs, or urgent expenses.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
