Bank Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Have you encountered an unexpected expense, such as a hefty medical bill or urgent car repair? Or perhaps it’s time to make that long-awaited home improvement, like revamping your kitchen or putting in new flooring? Whatever your financial requirements may be, it's worth considering a loan. Traditional lenders tend to enforce stringent conditions and come with mountains of paperwork. That’s why many Australians are tapping into alternatives when searching for solutions, including bank loans for bad credit.
With Fundo, there's no need for endless online searches for financing. You can easily access fast, straightforward short-term loans right from the comfort of your home. We believe in making loan options available to everyone, including those with less-than-perfect credit histories. We cut through the red tape to offer efficient outcomes, with our tech-driven loan process allowing you to receive a decision in just days, rather than weeks. Plus, we provide flexible repayment plans tailored to your needs, ensuring you can make repayments comfortably. Transparency is key to us; we clearly disclose any upfront costs or fees.
After looking into bank loans for bad credit, or checking out our best loans for bad credit in Australia, you may find it overwhelming to identify the right loan for your situation. Fortunately, Fundo offers a variety of options to match your needs, such as emergency loans and home renovation loans. This way, you can pinpoint the best choice tailored specifically to your financial landscape. Once you choose your loan type, you can decide to repay on a weekly, fortnightly, or monthly basis within a repayment term of up to 180 days. With Fundo, you have the option to pay off your loan early to avoid any monthly fees!
Still not convinced? Here are some fantastic reasons to choose Fundo over searching for bad credit payday loans or quick easy cash loans:
To be eligible for a Fundo loan, you should be over 18 years old, currently residing in Australia, and earn at least $1,000 per fortnight (including government benefits). We also want to see that you can comfortably make your repayments without adding any extra financial strain. If this sounds like you, jump into our application process now—you can say goodbye to searching for quick cash loans or savvy loans because Fundo is here for you! Embrace the relief of easy funding today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
