Banks That Offer Personal Loans With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life's unexpected expenses arise, many of us look to loans as a practical solution. Whether it’s a surprise car repair or unplanned home maintenance, knowing where to turn can be daunting. Searching phrases like “banks that offer personal loans with bad credit” can often lead to frustration when the options seem limited. Here at Fundo, we understand your financial needs and aim to provide accessible solutions. As an Australian-owned lender, we offer short-term loans designed for your convenience, including options for those with less-than-perfect credit.
If you’ve been looking for banks that provide personal loans despite bad credit, searching doesn’t need to be stressful. You might have come across terms like 'Best Personal Loans For Poor Credit' or 'Best Loans For Bad Credit Australia'; at Fundo, we simplify that process. Our small loans are designed with your needs in mind, offering terms up to 180 days with no monthly fees and early repayment options to help you save.
With us, you can forget about the arduous paperwork often associated with loans. Our online platform is intuitive and user-friendly; you can check your loan status anytime through your self-service dashboard. If you maintain good repayment behaviour, you’ll have the potential to enhance your Fundo Score, giving you greater opportunities for future loans.
Build your Fundo Score by:
Applying for a Fundo loan is simple! All you need to do is ensure you meet our basic requirements: be currently living in Australia, earn at least $1,000 each fortnight (inclusive of government benefits), and demonstrate the ability to make repayments. With our friendly customer support ready to assist, your loan journey doesn’t have to be overwhelming.
So drop that endless search for 'banks that offer personal loans with bad credit' and explore what Fundo can do for you. Visit our website, fill out the application, and let’s get you the financial support you need today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
