Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When life's unexpected expenses arise, many of us look to loans as a practical solution. Whether it’s a surprise car repair or unplanned home maintenance, knowing where to turn can be daunting. Searching phrases like “banks that offer personal loans with bad credit” can often lead to frustration when the options seem limited. Here at Fundo, we understand your financial needs and aim to provide accessible solutions. As an Australian-owned lender, we offer short-term loans designed for your convenience, including options for those with less-than-perfect credit.
If you’ve been looking for banks that provide personal loans despite bad credit, searching doesn’t need to be stressful. You might have come across terms like 'Best Personal Loans For Poor Credit' or 'Best Loans For Bad Credit Australia'; at Fundo, we simplify that process. Our small loans are designed with your needs in mind, offering terms up to 180 days with no monthly fees and early repayment options to help you save.
With us, you can forget about the arduous paperwork often associated with loans. Our online platform is intuitive and user-friendly; you can check your loan status anytime through your self-service dashboard. If you maintain good repayment behaviour, you’ll have the potential to enhance your Fundo Customer Score, giving you greater opportunities for future loans.
Build your Fundo Customer Score by:
Applying for a Fundo loan is simple! All you need to do is ensure you meet our basic requirements: be currently living in Australia, earn at least $1,000 each fortnight (inclusive of government benefits), and demonstrate the ability to make repayments. With our friendly customer support ready to assist, your loan journey doesn’t have to be overwhelming.
So drop that endless search for 'banks that offer personal loans with bad credit' and explore what Fundo can do for you. Visit our website, fill out the application, and let’s get you the financial support you need today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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