Best Personal Loans For Poor Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for the best personal loans for poor credit? You’re not alone! Many individuals face unexpected expenses, making it necessary to secure quick and reliable funding. Whether it’s urgent bills or unforeseen costs, having instant access to funds can significantly ease financial stress. At Fundo, we specialise in providing short-term loans designed to meet your needs efficiently and effectively.
With Fundo, you can say goodbye to long waiting periods and excessive paperwork. Our straightforward application process means you can quickly get the funds you need, often in less than 60 seconds after accepting the contract. We understand your time is valuable, which is why we’ve simplified securing a small loan:
Our personal loans *up to $5,000* are perfect for various short-term needs. Whether you’re considering an urgent home repair or an emergency expense, we’re here to provide support without the hassle of complicated application procedures. Our committed approach ensures that managing repayments is both simple and stress-free.
What makes Fundo stand out when you're looking for the best personal loans for poor credit?
If you’re considering taking out a loan but have concerns about your credit history, Fundo can help. While we do our best to cater to your needs, a credit check may be required in certain situations. However, we’re focused on evaluating your overall financial situation, not just your credit score.
Why continue your search for 'instant cash loans' or 'quick payday loans' when you can partner with Fundo? Our efficient application form is just a click away. Our team is dedicated to providing you with tailored financing that aligns with your needs. You could even see your funds hit your account within 60 seconds after we approve your loan!
Ready to take the next step? Visit our application page today! If you have any questions about the Fundo Score or need advice on choosing the right loan, our self-service dashboard offers financial wellness insights to help you navigate your options. Say farewell to confusion and hello to a simplified borrowing experience with Fundo. Get started now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
