Best Consolidation Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Searching for the best consolidation loans in Australia that truly cater to your needs can be a hassle. However, if you're seeking a fast and accessible short-term loan, Fundo is here to help! Our lending solutions are designed with you in mind, focusing on accessibility for a wider range of borrowers, including those who may find it tricky to qualify for short-term loans. Forget the complicated jargon; we offer simple, straightforward loan details so you can focus on what matters—getting the cash you need when you need it. With a 100% online application process, applying for loans has never been easier. We prioritise your interests, making us a friendly alternative to traditional lenders.
If you’ve been looking online for the best consolidation loans in Australia, rest assured that Fundo offers tailored lending solutions with benefits galore! While we do not offer loans for covering existing debts, our loans can assist you with unexpected expenses, home renovations, or urgent situations requiring quick cash. Whether it’s an unforeseen car repair or home improvement that can't wait, Fundo’s emergency loans are designed to meet your short-term needs.
With Fundo, you can take advantage of flexible repayment options—choose to pay off your loan in up to 180 days for a MACC loan or settle early to avoid account costs. Responsible borrowing practices, such as early repayments, can enhance your chances for future approvals. Plus, our platform features a self-service dashboard where you can track your loans and access advice to improve your financial wellness.
Curious about whether you qualify for Fundo's loans? We're here to support responsible borrowers! To apply, you need to:
Just fill out our straightforward online application form with your chosen loan amount and personal details. If all goes well, you could see your funds in your account within minutes during business hours! Forget those endless searches for 'personal loans' or 'cash advances'; applying for a loan with Fundo is easy and quick.
By keeping track of your Fundo Score and adopting healthy financial habits like timely repayments, you can boost your chances of securing funds in the future. Don't hesitate—take control of your finances and apply today! Make the first step towards securing the support you need with Fundo.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.