Best Instant Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can pop up at any time, whether it’s a surprise medical bill or urgent car repairs. You might also be considering home improvements, like sprucing up your kitchen or putting in new flooring. Whatever financial need you may face, finding the best instant loans can be crucial to getting back on track. Traditional lenders often come with tight restrictions and cumbersome paperwork, which is why many Australians are turning to alternatives for quick cash solutions.
With Fundo, you can explore convenient and speedy short-term loans without the need to scour through endless options online. Our streamlined process allows you to apply from the comfort of your home, empowering you to secure instant loans quickly. Here’s why Fundo stands out:
At Fundo, we are committed to helping you find the best loan option for your needs, whether it’s for renovation or those unexpected urgent costs. While searching for the best instant loans can feel overwhelming, your search ends here with us. For instance, our home financing solutions are perfect for those looking to enhance their living space, while our emergency loans are designed specifically for urgent, one-off expenses.
When you borrow with us, you can benefit from rewarding responsible financial habits. Paying your loan off early? You’ll save on any associated monthly fees and avoid penalty charges. This means you can set yourself up for a positive borrowing experience, increasing your chances for better offers in the future. Remember, you can repay your loan within up to 180 days after approval.
By taking your borrowing seriously, you can improve your Fundo Score, which can lead to enhanced loan options. Positive actions such as punctual payments and referring friends will boost your score and may result in better terms for future applications. Our eligibility criteria are straightforward—just be at least 18 years old, have a verified income of at least $1,000 per fortnight, and be currently living in Australia. Apply during business hours, and if eligible, you could receive your funds within 60 seconds from contract acceptance!
Don’t waste energy searching for terms like 'last-minute loans no credit check' or 'bad credit short term loans'. With Fundo, you can feel confident about your decision to borrow. Apply for a small loan today and experience how easy funding can be!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
