Best Instant Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Are you on the hunt for the best instant loans Australia? Whether it’s an unexpected bill or an urgent expense, quick access to cash can make all the difference. With Fundo, you can skip the complex application processes and unnecessary waiting. We’re committed to delivering fast, hassle-free lending solutions tailored to meet your needs.
If your search for the best instant loans Australia led you here, you've come to the right place! Fundo's quick and straightforward funding options cater to a variety of needs:
When you choose Fundo, you’ll be guided throughout the process to identify the right loan specifically tailored for your circumstances. After approval, manage your loan through your personal dashboard—check details on payments, access financial advice, and monitor your Fundo Score.
At Fundo, getting a loan doesn't have to be complicated. Our eligibility criteria are minimal:
Ready to get started? Fill out our application form to let us know your details, contact information, and preferred loan amount. If you're eligible and your application is submitted during business hours, there's a good chance we'll approve your loan the same day. Plus, boost your chances of approval through your Fundo Score!
Finding the best instant loans Australia doesn’t have to be a drawn-out search. With Fundo, you have a friendly lender committed to helping you access the funds you need quickly and responsibly. Don't let urgent expenses disrupt your peace of mind—apply now and take charge of your financial future!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.