Best Instant Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Are you on the hunt for the best instant loans Australia? Whether it’s an unexpected bill or an urgent expense, quick access to cash can make all the difference. With Fundo, you can skip the complex application processes and unnecessary waiting. We’re committed to delivering fast, hassle-free lending solutions tailored to meet your needs.
If your search for the best instant loans Australia led you here, you've come to the right place! Fundo's quick and straightforward funding options cater to a variety of needs:
When you choose Fundo, you’ll be guided throughout the process to identify the right loan specifically tailored for your circumstances. After approval, manage your loan through your personal dashboard—check details on payments, access financial advice, and monitor your Fundo Score.
At Fundo, getting a loan doesn't have to be complicated. Our eligibility criteria are minimal:
Ready to get started? Fill out our application form to let us know your details, contact information, and preferred loan amount. If you're eligible and your application is submitted during business hours, there's a good chance we'll approve your loan the same day. Plus, boost your chances of approval through your Fundo Score!
Finding the best instant loans Australia doesn’t have to be a drawn-out search. With Fundo, you have a friendly lender committed to helping you access the funds you need quickly and responsibly. Don't let urgent expenses disrupt your peace of mind—apply now and take charge of your financial future!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.