Best Instant Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finding yourself in need of quick financial assistance is a common scenario, whether it’s due to an unexpected bill or a temporary cash shortage. Many individuals search for the best instant loans for bad credit because traditional lending options, like banks and credit unions, can often take longer than expected. That's where Fundo steps in as your reliable alternative. As an online lender servicing Australians, including those with less-than-perfect credit history, we’re dedicated to helping you access the funds you need swiftly and seamlessly.
At Fundo, we pride ourselves on offering a straightforward, affordable, and fast application process. When looking for financial support, you shouldn’t have to worry about hidden fees or complicated jargon. Our services ensure:
No matter if you've been searching for instant loans for bad credit or other types of emergency funding, Fundo’s short-term loans are designed with you in mind. Our loans are perfect for one-off expenses like:
Our online process is efficient, and if you apply during business hours, we aim to review, approve, and transfer the funds on the same day!
Maximise your chances for approval by keeping an eye on your Fundo Score. This score reflects your borrowing activity with us, where positive actions—like timely repayments and referring friends—can increase your standing for better terms in future loans. Forget searching for terms like “quick loans for bad credit” or “low interest loans”—you are in the right place with Fundo!
If you’re ready for a straightforward online loan, applying with Fundo is simple. To qualify, just ensure you’re:
Don’t let financial hurdles hold you back. Submit your application today and discover how easy it is to secure the best instant loans for bad credit with Fundo!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
