Best Instant Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding yourself in need of quick financial assistance is a common scenario, whether it’s due to an unexpected bill or a temporary cash shortage. Many individuals search for the best instant loans for bad credit because traditional lending options, like banks and credit unions, can often take longer than expected. That's where Fundo steps in as your reliable alternative. As an online lender servicing Australians, including those with less-than-perfect credit history, we’re dedicated to helping you access the funds you need swiftly and seamlessly.
At Fundo, we pride ourselves on offering a straightforward, affordable, and fast application process. When looking for financial support, you shouldn’t have to worry about hidden fees or complicated jargon. Our services ensure:
No matter if you've been searching for instant loans for bad credit or other types of emergency funding, Fundo’s short-term loans are designed with you in mind. Our loans are perfect for one-off expenses like:
Our online process is efficient, and if you apply during business hours, we aim to review, approve, and transfer the funds on the same day!
Maximise your chances for approval by keeping an eye on your Fundo Score. This score reflects your borrowing activity with us, where positive actions—like timely repayments and referring friends—can increase your standing for better terms in future loans. Forget searching for terms like “quick loans for bad credit” or “low interest loans”—you are in the right place with Fundo!
If you’re ready for a straightforward online loan, applying with Fundo is simple. To qualify, just ensure you’re:
Don’t let financial hurdles hold you back. Submit your application today and discover how easy it is to secure the best instant loans for bad credit with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
