Best Instant Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
Life can throw unexpected expenses our way, and when that happens, you want answers fast. Searching for the best instant payday loans is a common solution for those urgent financial situations. Traditional lenders may not always have the agility to meet your needs promptly, and that’s where Fundo steps in as your go-to online lender. We specialise in offering short-term loans that can help you get back on track, even if your credit score isn’t perfect. Our mission is to provide quick and hassle-free access to funds, ensuring you get the support you need precisely when you need it. As a friendly lender, we make the loan process simple and easy—no hidden fees and no complicated terms to navigate!
At Fundo, we believe in transparency and convenience. Here’s why we stand out in the world of online lending:
Many Australians are on the lookout for best instant payday loans. With Fundo, your search ends here! Perhaps you are interested in using our loans for sudden personal expenses, like medical bills or car repairs. However, it’s essential to know that our loans are designed for short-term financial needs, helping you bridge the gap without delving into complicated borrowings.
We believe in rewarding our customers for their positive financial behaviours, which means if you keep up with your payments, you might benefit from reduced account fees down the line! While we offer flexible repayment options, you can also settle earlier without any penalties.
If you’re ready to apply for some of the best instant payday loans out there, here's how simple it is:
A snippet of value you can’t overlook is checking your Fundo Score. By maintaining good lending habits like timely repayments, you can enhance your score, giving you even more borrowing power down the line. It's all about building a solid financial foundation!
Stop searching for instant cash loans or fast approval loans. Take the first step towards financial freedom with Fundo today!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.