$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Perhaps you’re someone in Sydney, Melbourne, or Brisbane who’s been frantically searching terms such as ‘instant cash loans online 24/7 Australia’ and maybe even ‘I need money desperately Australia’ on the web. In that case, you’re most likely someone who’s dealing with unexpected expenses and is now in need of a reliable and convenient lending service you can leverage from the comfort of your own home. 

What’s great is that you’ve just found a potential place to get short-term personal loans, as you’ve just landed at Fundo, a lender that gives Australians a chance to sort out their emergency expenses through online and streamlined processes. With our unique financing, you can have a responsible alternative to instant payday loans, 24/7 payday loans, 24 hour loans for bad credit, and other similar offers. 

Rest assured that we are committed to understanding your specific financial situation. Moreover, if you qualify for our short-term loans, you can also experience a wide range of advantages exclusive to Fundo. So when you’re ready to get the ball rolling, feel free to browse our intuitive platform and reach out to our expert team! 

What are the best loans to get for emergencies? 

Whether you’re keen on topics like ‘instant cash loans online 24/7 Australia’ or perhaps even ‘instant cash loans no credit check’, it’s important to note that the best loans for emergencies would be ones that cater to your needs. This might include family/friend loans, pawn shop loans, or quick personal loans. 

  • Family/friend loans. When surprise bills and fees come up, your first instinct might be to ask for funds from trusted family members or friends. They could spot you a few hundred dollars for the time being, but the downside to that is that there wouldn’t be a solidified agreement. With this, wouldn’t you rather try out Fundo for a reasonable and binding same-day loan contract?
  • Pawnbroker loans. A number of people pawn off or temporarily surrender their valuable belongings, known as collateral, for fast cash when they’re in a pinch. However, if you don’t want to run the risk of losing your assets, then you should consider one of Fundo’s unsecured cash loans online.
  • Quick personal loans. Lastly, you could go for the traditional route and secure financing through banks, but you must keep in mind that there’d be heaps of manual procedures, such as queuing up in person and physically signing documents. To avoid all of this hassle and the stress of searching for ‘instant cash loans online 24/7 Australia’, perhaps you should check us out at Fundo for a 100% paperless personal loan application. 

How do I find cheap instant cash loans online?

You might’ve tried searching for terms like ‘instant cash loans online 24/7 Australia’ or ‘cash loan instant approval’ but were left lost and confused due to all of the different terms and conditions. We at Fundo understand how frustrating this can be, especially if you're trying to cover unexpected expenses as soon as possible. As such, we pride ourselves on having short-term cash loans that are completely transparent. 

Through our online platform, you can easily apply for a principal balance of $500 to $2,000 with a repayment period of up to 180 days. Once you have submitted the application, our expert team will assess your situation to determine if you qualify. Our decision will be influenced not just by your credit score but by a variety of other factors, including your debt-to-income ratio and your ability to repay. 

What’s more, we’ll give approved applicants an exclusive Fundo Credit Score, which is our unique credit scoring system. Simply exhibit positive borrowing behaviour, such as making timely repayments, referring friends, and leaving reviews, to get a higher rating and a better chance at getting a future quick fast loan from Fundo.

Can I negotiate the repayment terms of my instant loan? 

If you’re someone who’s been interested in topics like ‘instant cash loans online 24/7 Australia’ or ‘emergency cash loans 24/7 Australia’, you should know that different lenders have varying policies when it comes to negotiable repayment terms. 

At Fundo, you’ll be pleased to know that you don’t have to go through this time-consuming back-and-forth if you get approved for one of our easy cash loans. Have peace of mind knowing that during the assessment process, our expert team already accounted for a suitable repayment schedule that would work well with your lifestyle. 

Additionally, we’ll also give you access to a self-service dashboard where you can make repayments and even reschedule them in case unforeseen circumstances arise. So get started, find out if you qualify for our personal loan service, and potentially leave behind your search for ‘instant cash loans online 24/7 Australia’ today. 

To be eligible for our offers, you must be:

  • eighteen years old or older;
  • a tax-paying citizen or Australian resident;
  • making an income of $300/week (without government benefits);
  • able to meet repayment deadlines; and
  • financially stable even after taking out Fundo loans.

Need a teeny, tiny loan up to $2,000? Apply now!

Disclaimer: Unless explicitly advised otherwise, the details and accompanying figures on this web page should only be taken for informational and entertainment purposes. Please note that the opinions or recommendations written here can be updated at any time without prior notice and must not be used as personalised financial advice for your specific situation. For this type of assistance, we strongly suggest that you research money management services and receive instructions from professionals in this field.