Borrow Money Instant

Need to Borrow Money Instantly? Fundo has You Covered!

When unexpected expenses arise, many turn to loans as a practical solution. Whether you're facing a sudden plumbing issue or an unplanned purchase, knowing you can borrow money instantly provides peace of mind. Searching for the right lender can be overwhelming, but with Fundo, your search ends here! We pride ourselves on being a reliable choice for those looking to borrow instant cash. As a fully Australian-owned private lender, we are dedicated to offering short-term loans that cater to a diverse range of borrowers, even those new to the process.

Why Choose Fundo?

🚀 Fast Approvals: With our quick turnaround on loan applications, you can get cash in your account within 60 seconds of contract acceptance.
💸 Transparent Fees: We believe in honesty. Our loan terms come with clear fees, so there are no surprises along the way.
📅 Flexible Repayment Options: We offer repayment frequencies that suit your financial situation, be it weekly, fortnightly, or monthly.
🌐 100% Online Experience: Our hassle-free digital application process makes borrowing easier and more convenient than ever.
🤝 Customer-Centric Approach: We are committed to providing a straightforward and supportive borrowing experience.

Smart Choices for Financial Needs

At Fundo, we want to help you select the perfect loan to meet your needs! With our excellent range of lending options, you can confidently choose the right solution for your financial situation.

For those looking for quick funds, check out our home renovation loans for sprucing up your space or our emergency loans tailored for urgent, one-off expenses.

How to Get Started

Applying for a loan with Fundo is simple, with minimal eligibility requirements. You just need to:

✅ Be over 18 years of age
✅ Reside in Australia
✅ Have a verified income of at least $1,000 per fortnight (including government benefits)
✅ Be able to demonstrate that taking out a loan won't negatively impact your financial situation

To begin, fill out our straightforward application form, providing your personal information and the amount you wish to borrow. If you've borrowed from us before, you can apply for another loan with just a few clicks!

Track Your Progress with Fundo

As you manage your loan with Fundo, you'll also enjoy access to our innovative Fundo Score. This exclusive feature rewards you for responsible borrowing behaviour, such as paying off loans early. Remember, the higher your Fundo Score, the better your chances of loan approval in the future!

Your Solution Awaits!

No need to further search for those endless listings of 'quick cash loans' or 'last minute loans'. Let Fundo assist you with your financial needs, providing you with a seamless borrowing experience. Get started today!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.