Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
If you’re looking to borrow money on line to tackle an unexpected expense, you’re not alone. Many Australians seek simpler alternatives to traditional lenders, who often require lengthy applications and strict documentation. At Fundo, we're dedicated to making your borrowing experience as straightforward as possible, without the hassle.
If you’ve searched for terms like 'borrow money on line', ‘borrow money instant’, or ‘borrow money online’, you’ve come to the right place! Our process is user-friendly and quick. Simply submit your application with your details and chosen loan amount, and we will evaluate it promptly.
Depending on your needs, Fundo offers both small (SACC) and medium (MACC) loans, with terms designed to suit your financial situation:
For peace of mind, the maximum term for repayment can be up to 180 days for a MACC loan, allowing you flexibility.
When considering how to borrow money on line, eligibility is often a topic of concern. At Fundo, our criteria are designed to be accessible:
Ready to take the next step? Our online application form is fast and easy. Apply during business hours, and you could see those funds in your account within 60 seconds from contract acceptance!
Once you borrow money from us, strive to build a better Fundo Customer Score by maintaining good credit behaviour. This could lead to increased loan opportunities in the future without having to endlessly search for options. Your responsible repayments will pave the way for better financing options down the line!
Don’t let financial hurdles slow you down. Now’s the time to apply for a loan with Fundo and unlock the cash you need swiftly and effectively!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.