Can I Get A Payday Loan Without A Checking Account
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you wondering, “Can I get a payday loan without a checking account?” You’re not alone! Many individuals find themselves in urgent financial situations and seek alternatives to traditional bank loans. When the usual lending options just won’t cut it, short-term loans from Fundo may be the perfect solution. With Fundo, you have the opportunity to secure funds even if your credit isn’t flawless. Our services are tailored for those who have faced credit challenges or have limited credit histories.
Don’t get bogged down in endless searches for vague keywords like “next day cash loans bad credit” or “can I get a loan without a bank statement”—instead, focus on what Fundo can provide you! Our emergency loans are designed to tackle one-time expenses like a car repair or medical bills, ensuring you don’t have to wait for funds. And for those looking to spruce up their living space, our home renovation loans offer a practical solution.
Wondering how to increase your chances of loan approval with Fundo? Get familiar with your Fundo Score! Every borrower receives a Fundo Score, which can improve through positive financial behaviors like timely payments and referring friends. The higher your score, the better the loan offers that may be available to you! Plus, returning customers can benefit from our simplified three-click application process, making it even easier to secure financing when you need it.
If it’s your first time applying, simply ensure you meet these requirements: be over 18 and currently living in Australia, earning verified income of at least $1,000 per fortnight, with a clear repayment plan. Ready to make that application? Let us guide you through a seamless process. Say goodbye to searching with phrases like $1000 loan or quick cash—Fundo is here for you!
Apply for a small or medium loan today, and put your financial worries to rest!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
