Quick Cash

If you’re looking for quick cash, you’re most likely looking for a small personal loan.

There are several types of personal loans. The main types are secured and unsecured: secured loans require collateral, while unsecured loans do not. From there, you can branch out to payday loans, private bond loans, fortnight loans, mortgages, and so on.

Examples of such loans include payday loans no credit check loans required (often to be repaid within the week or fortnight) or bond loans offered by the Australian government for rentals. Depending on the loan type, each lender has its unique requirements per borrower.

To that effect, quick cash loans are a type of short-term unsecured personal loan, meaning they don’t require collateral for a loan to be approved and often have a short loan maturity, such as a few weeks or months. These quick money loans also typically have much lower credit, eligibility criteria, or even both.

Fundo offers quick cash loans, among the many we have available. While quick cash loans are a crowd favourite among our loans, don’t hesitate to ask us about other options we may have for you. Our customer support team is always happy to help with these matters.

The long and short answer is that it depends on the loan and lender.

At Fundo, our credit products, like our same day loans , are governed by responsible lending legislation, which means we have fees calculated into your principal, as well as a monthly account fee. All of these fees adhere to lending laws in the country – but the good news is that we don’t penalise you for

In fact, we encourage you to complete your quick online loans earlier than they’re due.

Fundo has a special feature called the Fundo Score, a unique score we assign to your account that depends on your credit habits. The higher your Fundo Credit Score, the better your chances of getting a better loan offer the next time you take a quick cash loan with us.

You can increase your score by always paying on time, referring Fundo to your peers, or leaving us reviews regarding how our loan products have helped you. For example, completing your emergency loans on time will positively impact your Fundo Score. You can also improve your score if you don’t have too many loans with other providers.

If you’re curious about managing your Fundo Score, you can do so easily through our self-service dashboard. The dashboard has the double purpose of offering real-time updates on your quick cash loans, account status, and other Fundo-related management tools. It also shows you financial wellness tips to help you improve your fund management habits.

At Fundo, we want to help as many Australians as we can. At the same time, we must require these criteria as responsible lenders. If you meet the criteria, then you’re all set to submit a loan application with us.

To apply for a quick cash personal loans with Fundo, the criteria are as follows:

• You must be at least eighteen years old on the date of your application.
• You must be currently employed or have a source of regular income.
• You must be earning at least $1,000 per fortnight, including any government allowances or benefits.
• You must demonstrate a plan for completing your loan payments.
• You will not go under undue financial stress as a result of borrowing from Fundo.

Once you’ve filled out and submitted the application form, a friendly Fundo team member will review it for the next step of the process. Any applications we receive during business hours will also be processed on the same day, so there’s a high chance of you hearing back from us if you submit your application early within that period.

Fundo is also considerate of people’s individual circumstances. We’ve taken measures to give folks with less-than-stellar credit scores a chance to apply for quick loans online rather than cutting them out outright. We look at more than just your credit score when assessing your loan application. This way, Fundo makes loans more accessible.

Fundo’s loans are robust enough to cover a wide range of needs. If you need an impacted tooth extracted, then our dental loans may be ideal for you. We also feature wedding loans for those who need an extra funding cushion in case any surprise expenses pop up in the days leading up to your big day.

Fundo‘s goal has always been to make loans easier, quicker, and more convenient for everyone. If you meet our eligibility criteria for loans, then give us a chance and apply for a quick cash loan today!