Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
At Fundo, we know that sometimes you just need access to cash, pronto! That’s why we offer a variety of cash loans to cater to your unique needs. It’s part of our commitment to being your go-to for quick online loans in Australia. 

Our offerings include short-term fast cash loans, which are designed to be easy to apply for with no fuss, and our approval process is speedy. You’ll also appreciate the convenience of same-day loans, a perfect solution for those moments when an unexpected expense pops up and you need to get closer to funds immediately.

To be eligible for our quick loans, you must:

You may be glad to know that we value simplicity and transparency, which means no hidden fees and no confusing legal talk. We’re all about making small online loans as uncomplicated and accessible as possible. After all, we’re tech-savvy and focused on making your funding experience straightforward and user-friendly.

At Fundo, you can borrow teeny tiny loans ranging from $500 to $5,000. 

We have a flexible approach that allows us to provide quick finance loans that suit a variety of financial situations. From a modest amount to help you treat yourself to something you’ve been keeping your eye on for a while to a larger amount for those unforeseen emergencies, we strive to provide solutions tailored to you.

The actual amount you can borrow from us largely depends on your personal financial circumstances. Several factors determine how much you can borrow, such as your income and credit history.

However, you’ll be happy to hear that, as a private lending institution, we don’t shun those with a not-so-great credit score. We try to provide a financial lifeline even if your past has a few financial blemishes.

We also go beyond traditional credit scores with our innovative Fundo Credit Score system. By making timely repayments, sharing feedback, or referring friends, you can increase your approval chances for instant personal loans and unlock special benefits. 

We also provide you with your very own personalised dashboard. With this, you can effortlessly manage your loan and track your Fundo Credit Score – making your financial journey smooth and accessible at all times.

Here at Fundo, we understand the ebbs and flows of life, and we know that one size doesn’t fit all when it comes to loan repayments. That’s why we stand tall as your go-to option for personal loans online in Australia with a friendly twist – flexible repayments. 

Compared to traditional banks, we do offer more elasticity in the repayment terms of our loans. We believe that repayment plans should work for you, not against you. 

We work in a collaborative relationship with you, understanding your individual financial circumstances and tailoring repayment terms that fit your needs. After all, we’re not just about providing loans; we’re about providing peace of mind and convenience. 

At Fundo, we understand that security is of paramount importance when dealing with cash loans online. You can be confident that your transactions with us are safe and secure. After all, we integrate advanced, bank-grade security measures into our systems. 

Throughout your entire loan journey, from application to repayment, we maintain a high level of security to protect your data.

But we don’t stop there! We’re always seeking to improve, learn, and update our systems to stay ahead of the game, ensuring you the peace of mind you deserve when seeking a quick, small online loan. It’s part of our pledge to offer a seamless and worry-free loan experience from the comfort of your home. 

So, when you need quick cash loans, think of us at Fundo. We promise to be not only fast, friendly, and flexible but also firmly secure. Need a small cash loan? Apply for a loan today!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.