Cash Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, taking out a loan can be a practical decision. However, it can be challenging to find a lender that meets your needs, especially if you have bad credit. At Fundo, we specialize in offering cash loans for those with bad credit, making the borrowing process more accessible than ever. With quick turnaround times and no hidden fees, our loans are straightforward and user-friendly. You can apply online with ease, eliminating the hassle of lengthy paperwork!
If you’ve been searching for terms like small loans with easy approval or small instant loans, look no further! Our cash loans are designed to help you in various situations—from unforeseen expenses to planned purchases. Unlike others, we don’t focus solely on traditional uses; our loans are adaptable and cater to your unique needs.
At Fundo, we understand that bad credit shouldn’t keep you from accessing the funds you need. Our medium (MACC) loans can provide up to $5,000, helping you resolve urgent situations with ease. Remember though, while we offer cash loans even to those with less-than-perfect credit, a credit check may be a required part of the assessment process for your application. You don’t have to settle for lenders who disregard your situation—Fundo stands out as an alternative!
Your relationship with Fundo is reflected in your Fundo Score. By making timely payments and managing your loans responsibly, you can increase your Fundo Score, which may lead to improved loan offers in the future! This means that the better you do with your repayments, the better your options become.
Not sure if you meet our criteria? To apply for a cash loan, you need to be over 18, currently living in Australia, earning at least $1,000 every fortnight (including government benefits), and show that you can comfortably manage repayments. For applications submitted during business hours, we may process and approve requests quickly, getting you the help you need!
Stop searching for unreliable alternatives. Fundo is right here, ready to assist you! Submit your application today for a hassle-free experience and let us help you through your financial needs.
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and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
