Cash Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finding cash loans for bad credit can feel overwhelming, especially when you need financial support urgently. Many traditional lenders may turn you away based on your credit history, which is frustrating. But at Fundo, we believe everyone deserves a chance to secure a loan. Our mission is to make short-term loans accessible to eligible Australians, even those with less than perfect credit scores.
We understand that emergencies happen, and you need funds quickly. That’s why we offer a straightforward application process designed to be both efficient and user-friendly. Say goodbye to complicated jargon and lengthy forms! Whether it’s an unforeseen expense or something on your wishlist, Fundo is here to help.
We take pride in simplifying the loan process for you. All you need to do is complete our application form, specifying your details, contact information, and desired loan amount. Remember, once you submit during business hours, you could get approved the same day!
It's essential to explore the best options for cash loans for bad credit. Fundo offers both small SACC loans and medium MACC loans tailored to your needs. Our team assesses each application individually to create a solution that works for you. Whether you require a small loan of up to $2,000 or a medium loan up to $5,000, we’ve got you covered!
Make sure you meet our minimal eligibility requirements:
These criteria help us ensure that you can manage repayments, making loans a beneficial choice for you. So, if you’ve been looking into providers of cash loans for bad credit, you’re already headed in the right direction.
Many lenders push you to search endlessly or check every box they have; but with Fundo, you can avoid that hassle. Why continue your pursuit for same day loans with no credit check? Apply for your Fundo loan now, reap the benefits of financial flexibility, and embrace a brighter financial future!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.