Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Finding cash loans for bad credit can feel overwhelming, especially when you need financial support urgently. Many traditional lenders may turn you away based on your credit history, which is frustrating. But at Fundo, we believe everyone deserves a chance to secure a loan. Our mission is to make short-term loans accessible to eligible Australians, even those with less than perfect credit scores.
We understand that emergencies happen, and you need funds quickly. That’s why we offer a straightforward application process designed to be both efficient and user-friendly. Say goodbye to complicated jargon and lengthy forms! Whether it’s an unforeseen expense or something on your wishlist, Fundo is here to help.
We take pride in simplifying the loan process for you. All you need to do is complete our application form, specifying your details, contact information, and desired loan amount. Remember, once you submit during business hours, you could get approved the same day!
It's essential to explore the best options for cash loans for bad credit. Fundo offers both small SACC loans and medium MACC loans tailored to your needs. Our team assesses each application individually to create a solution that works for you. Whether you require a small loan of up to $2,000 or a medium loan up to $5,000, we’ve got you covered!
Make sure you meet our minimal eligibility requirements:
These criteria help us ensure that you can manage repayments, making loans a beneficial choice for you. So, if you’ve been looking into providers of cash loans for bad credit, you’re already headed in the right direction.
Many lenders push you to search endlessly or check every box they have; but with Fundo, you can avoid that hassle. Why continue your pursuit for Personal Loans? Apply for your Fundo loan now, reap the benefits of financial flexibility, and embrace a brighter financial future!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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