$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Cash Stop Loan or Fundo Loans – Which One Should You Choose?

Have you considered a Cash Stop loan because of financial hardship? You may have thought about applying with them by searching up ‘Cash Stop loans online’ or ‘Cash Stop online loans’. Although we are not Cash Stop, we understand your dilemma.

We make it easy for you to navigate the vast world of online loans. Instead of applying for a Cash Stop loan, consider taking the time to discover the benefits of Fundo loans, decode the jargon, and discover the nuances of our fast cash loans. Prepare yourself for a quick, simple, and accessible journey into the world of Fundo, where your financial goals can become a reality.

Please note that we do not offer Cash Stop loans. Fundo has no relationship with Cash Stop Loans and is an independent entity. At Fundo, we have provided personal loans and may be able to help you, like the thousands of Australians we have already helped.

Online loan eligibility factors

Is it possible to get personal loans – such as short-term loans, emergency loans, or instalment loans – in Australia if you meet certain criteria? You will encounter different criteria when applying for loans online.

Our mission at Fundo is to make lending fair and accessible to everyone. In order to apply for a Fundo loan, you must:

  • be at least eighteen years of age or older;
  • be a tax-paying resident or citizen of Australia;
  • have a minimum weekly income of at least $1,000 per fortnight, including government benefits;
  • show your capability to meet your loan repayment deadlines;
  • and ensure you’re not putting yourself under undue financial strain by borrowing from us.

Consider this alternative

If you’re wondering about getting a Cash Stop loan or trying out Cigno payday loans, you may want to consider Fundo instead. Of course, each lender has its own process. But it typically begins on the lender’s platform, where borrowers fill out a form with their basic personal and financial details. After the borrower submits this, the lender reviews the application and decides on the loan.

If you apply with Fundo and get approved during our business hours – Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time – the funds are likely to land in your account on the same day. Now, you won’t need to get a Cash Stop loan!

Frequently Asked Questions (FAQ)

What’s the difference between a cash loan and a credit card?

Both cash loans and credit cards are financial products that allow consumers to borrow money, but they come with different structures, purposes, and terms.

A cash loan is a lump sum of money borrowed from direct lenders or a financial institution that is deposited directly into your bank account. You typically repay the loan in instalments over a specified period. Cash loans have fixed terms, and at the end of this term, if you’ve made all your payments, the loan is fully paid off.

On the other hand, a credit card gives you access to a revolving line of credit. Instead of receiving a lump sum, you’re given a credit limit, which you can use, repay, and then use again. Credit card companies may also offer cash advances, which allow you to access money from your line of credit.

How does my credit score affect my cash loan application?

Different lenders, whether it’s LazerMoney, GoodToGoLoans, or CashTain, all have different policies. If you look up ‘Cash Stop loan’, they might have their own policies as well.

Here at Fundo, we’re committed to responsibility in offering our cash loan Australia-wide. As part of that, we may conduct a credit check before approving an application.

Don’t worry, though. Our commitment to providing quick loans means we are able to lend to borrowers with a variety of credit histories. So, if you meet our above criteria, you may want to consider sending an application to us and going through our easy loan application process instead of choosing a Cash Stop loan.

Are there any restrictions on using the loan funds?

We know why your search history has been filled with terms like ‘Cash Stop loan’, ‘ClearCash Loans’, and ‘bad credit loans’ – you need funding, and you need it urgently.

That’s why we keep our application process simple at Fundo, only asking for the purpose of your loan during your application. If your application gets approved and you receive your funds, we will not be monitoring your spending while your loan is active.

Fundo: your quick online loan expert in Australia

In today’s fast-paced world, unexpected financial needs can arise at any moment. At Fundo, we recognise the urgency that comes with these moments. Whether it’s an unforeseen medical bill, an urgent car repair, or any other immediate financial requirement, we believe that getting a loan should be straightforward, quick, and hassle-free.

We know that you don’t have the luxury of time to navigate through complex forms or endure lengthy approval processes. That’s why, from the moment you visit our platform, you’ll experience the Fundo difference. We have the flexibility to assist even those with less-than-perfect credit scores.

Moreover, you won’t encounter hidden fees or unexpected charges. Our terms are clear, our processes are straightforward, and our team is always ready to assist without resorting to jargon or confusing legal talk. When life happens, trust Fundo to have your back. Apply today!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.