$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

CashToday Vs Fundo: A New Era Of Personalised Lending

Trying to get cash today from CashToday?

The good news is that you can choose us at Fundo as an alternative instead. By reading through this article, you’ll learn about our exclusive features and find out how our processes compare to those of other lenders online. Join us as we tackle topics like credit history, eligibility, and approval time.

Please note that we do not offer CashToday loans. Fundo has no relationship with CashToday Loans and is an independent entity. At Fundo, we have provided personal loans and may be able to help you, like the thousands of Australians we have already helped.

Why Fundo is better than CashToday

More than just cash today

Those who are looking to get cash now may prioritise speed, and as such, they search for terms like ‘quick cash loans near me’ on the web or perhaps look to options like CashToday loans and CashTrain loans for a process that zooms by.

However, what happens after you get the money?

Instead of choosing lenders like CashToday, you can turn to us at Fundo since we have same-day personal loan capabilities and reliable management advantages to back it up.

With our Self-Service Dashboard, you can easily view and update your account with us, view your unique Fundo Credit Score, refer other borrowers to gain points, and even make payments or perhaps set them for another day.

Additionally, if you get approved for our personal loans, know that you can experience flexible payment options. When you share with us the necessary application information, we’ll be sure to consider your individual circumstances to tailor our payment options based on your specific needs.

End your search for flexible repayment loans or unsecured loans from lenders like CashToday. Apply at Fundo instead!

Frequently Asked Questions (FAQ)

How important is my credit history in the online loan application process?

When it comes to getting approved for an online loan application, some borrowers would think that their credit history would be the end-all and be-all consideration. While your credit history and credit score are some of the most important points, keep in mind that there are also other factors at play. However, the decision-making would still ultimately depend on the lender and their loan policies.

For instance, those who want to borrow money instantly would check out CashToday and other similar lenders online. This is because they provide borrowers with the option to apply for immediate cash assistance without a credit check. Such an offer may be appealing to those with a less-than-perfect credit status, but this doesn’t let the lender understand your situation to the fullest.

What’s great is that you can choose us at Fundo instead of CashToday and even other lenders like Nimble and Credit24.

We at Fundo may conduct a credit check if necessary, but more than that, we’re dedicated to assessing a wide range of other factors. This would include your sources of income, your overall capability to make payments, and much more.

Here, we’re all about a fair application process – all so that you can get the opportunity to enjoy a personal loan you can manage comfortably.

What should I consider before submitting an online loan application?

Whether it’s an application for CashToday loans or maybe other lenders like Cash24 loans or Cash2Go loans, you should always consider your general eligibility before you submit anything.

However, with all the direct lenders and direct lender loans available out there, it can be quite difficult to sift through all the requirements. That’s why we at Fundo have made everything simple for you and compiled all our basic eligibility criteria transparently.

To apply for a Fundo personal loan, you just have to ensure that you are:

  • at least eighteen years old at the time of your application;
  • either an Australian citizen or tax-paying resident;
  • earning a minimum of $1,000 per fortnight, which may include government benefits;
  • capable of demonstrating your ability to meet payment deadlines or requirements; and
  • not putting yourself under undue financial pressure by borrowing from Fundo.

With our straightforward requirements at Fundo, you can stop considering lenders like CashToday.

How long does the online loan approval process usually take?

Compared to traditional financing, fast online cash lending platforms can potentially provide you with an approved status at a quicker pace. Similar to lenders like CashToday, Wallet Wizard, and Cash Converters, we at Fundo can get back to you with a personal loan decision on the same day.

If you apply during our Fundo operating hours (Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time), you can look forward to a response within just a few hours. Should you get approved for our personal loan, you can typically get your money shortly after, and in most instances, within the same day you applied.

Plus, in line with our commitment to a speedy yet comprehensive decision-making process, returning Fundo borrowers can apply for another loan in just three simple clicks.

Stop opting for lenders like CashToday if you need cash today. Join us at Fundo today!

Fundo: here for you

With our personal loans, we at Fundo can stand by you during life’s celebrations and oh-so-special moments. We’re more than just a provider, and you can count on us to offer both a helping hand and a listening ear when it comes to lending. We’re your dedicated partner, and we want to make your borrowing experience as smooth and stress-free as we possibly can.

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.