Why Fundo Is Better Than CashToday
Same day funds up to $5,000
Same day funds up to $5,000
Trying to get cash today from CashToday?
The good news is that you can choose us at Fundo as an alternative instead. By reading through this article, you’ll learn about our exclusive features and find out how our processes compare to those of other lenders online. Join us as we tackle topics like credit history, eligibility, and approval time.
Please note that we do not offer CashToday loans. Fundo has no relationship with CashToday Loans and is an independent entity. At Fundo, we have provided personal loans and may be able to help you, like the thousands of Australians we have already helped.
Those who are looking to get cash now may prioritise speed, and as such, they search for terms like ‘quick cash loans near me’ on the web or perhaps look to options like CashToday loans and CashTrain loans for a process that zooms by.
However, what happens after you get the money?
Instead of choosing lenders like CashToday, you can turn to us at Fundo since we have same-day personal loan capabilities and reliable management advantages to back it up.
With our Self-Service Dashboard, you can easily view and update your account with us, view your unique Fundo Credit Score, refer other borrowers to gain points, and even make payments or perhaps set them for another day.
Additionally, if you get approved for our personal loans, know that you can experience flexible payment options. When you share with us the necessary application information, we’ll be sure to consider your individual circumstances to tailor our payment options based on your specific needs.
End your search for flexible repayment loans or unsecured loans from lenders like CashToday. Apply at Fundo instead!
When it comes to getting approved for an online loan application, some borrowers would think that their credit history would be the end-all and be-all consideration. While your credit history and credit score are some of the most important points, keep in mind that there are also other factors at play. However, the decision-making would still ultimately depend on the lender and their loan policies.
For instance, those who want to borrow money instantly would check out CashToday and other similar lenders online. This is because they provide borrowers with the option to apply for immediate cash assistance without a credit check. Such an offer may be appealing to those with a less-than-perfect credit status, but this doesn’t let the lender understand your situation to the fullest.
What’s great is that you can choose us at Fundo instead of CashToday and even other lenders like Credit24.
We at Fundo may conduct a credit check if necessary, but more than that, we’re dedicated to assessing a wide range of other factors. This would include your sources of income, your overall capability to make payments, and much more.
Here, we’re all about a fair application process – all so that you can get the opportunity to enjoy a personal loan you can manage comfortably.
What should I consider before submitting an online loan application?
Whether it’s an application for CashToday loans or maybe other lenders like Cash24 loans or Cash2Go loans, you should always consider your general eligibility before you submit anything.
However, with all the direct lenders and direct lender loans available out there, it can be quite difficult to sift through all the requirements. That’s why we at Fundo have made everything simple for you and compiled all our basic eligibility criteria transparently.
To apply for a Fundo personal loan, you just have to ensure that you are:
With our straightforward requirements at Fundo, you can stop considering lenders like CashToday.
Compared to traditional financing, fast online cash lending platforms can potentially provide you with an approved status at a quicker pace. Similar to lenders like CashToday, Wallet Wizard, and Cash Converters, we at Fundo can get back to you with a personal loan decision on the same day.
If you apply during our Fundo operating hours (Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time), you can look forward to a response within just a few hours. Should you get approved for our personal loan, you can typically get your money shortly after, and in most instances, within the same day you applied.
Plus, in line with our commitment to a speedy yet comprehensive decision-making process, returning Fundo borrowers can apply for another loan in just three simple clicks.
Stop opting for lenders like CashToday if you need cash today. Join us at Fundo today!
With our personal loans, we at Fundo can stand by you during life’s celebrations and oh-so-special moments. We’re more than just a provider, and you can count on us to offer both a helping hand and a listening ear when it comes to lending. We’re your dedicated partner, and we want to make your borrowing experience as smooth and stress-free as we possibly can.
Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.