Cheap Personal Loans Online
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When financial challenges arise, personal loans can serve as a vital resource. From unexpected car repairs to those minor one-off expenses, having access to cheap personal loans online can truly make a difference. However, it can be tough to find lenders that align with your needs. That’s where Fundo comes in, providing simple and transparent loan options. As a fully Australian-owned and operated lender, we offer a variety of short-term loans tailored to meet the needs of borrowers like you.
At Fundo, we believe in making loans accessible with:
Why waste time searching for cheap personal loans online when you can apply directly with Fundo? Our friendly loan services are designed to be straightforward, and with minimal legal jargon, you’ll know exactly what you're getting.
Choosing the right loan involves knowing the options available to you. Fundo offers personal loans suitable for a range of situations, including:
It's important to note that while you might come across various lenders offering different types of loans like easy online approval loans, Fundo stands out for its clear terms and commitment to your financial well-being. Plus, we reward your good financial habits—paying your loan off early? No penalties! Get started with a loan approved within hours during business times.
Still unsure if Fundo is the right fit for your financial needs? Here’s what you need to know about our eligibility criteria:
After you’ve confirmed you're eligible, simply fill out our application form. If you're a returning customer, you can reap the benefits of a streamlined process that takes just three clicks!
Obtaining a loan through Fundo can also enhance your financial journey. Our innovative Fundo Score lets you build a better borrowing profile, which improves the chances of loan approval, and may even earn you discounts! With timely repayments and responsible borrowing, your Fundo Score will work in your favour.
Overall, if you're in the market for cheap personal loans online, look no further than Fundo. Apply now, and let us help you manage your short-term financial needs effectively!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
