Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise, finding a reliable source for collateral loans for bad credit can often feel overwhelming. At Fundo, we understand these challenges and provide a hassle-free way to secure the funds you need. Whether it’s for emergency car repairs or unexpected bills, our loans are designed to be accessible and straightforward.
Unlike other lenders, looking up terms like 'post loan repayment' may not give you the results you want. But with Fundo, you’ll discover a friendly, people-oriented approach to lending that puts your needs first. Here’s what you can expect:
Applying for a collateral loan with Fundo means you get straightforward terms that cater to your circumstances. Note that while collateral loans are available, your eligibility hinges on meeting our criteria:
Feeling unsure? With Fundo, there's no need to worry about a lengthy process. If you meet our criteria, you can easily apply and potentially receive funds in your account within 60 seconds from contract acceptance.
If you're still stuck searching for options like 'quick cash loans' or 'short-term loans', it’s time to make the switch to Fundo. We’re not just about offering loans; we want to help you build a brighter financial future. Engage positively with us, and you may even boost your Fundo Customer Score which unlocks better rates and offers in the future.
Stop the endless search for collateral loans for bad credit and start your application with Fundo today! We’re dedicated to making your loan experience as smooth and rewarding as possible.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.